I am about to take a 600,000 CHF mortgage on a Swiss domestic property with UBS. Can anyone help me with the Swiss view on interest rates over the next few years? Is it a good idea to fix the rate now or tie it to Libor? Or mix and match?

Really it depends how much you can afford to be exposed to variable rates.

Over the long term, say 25 years, I suspect fixing every 3 years will work out more expensive than the cheaper margins offered on variable rates. That's the price of certainty.

I think the banking consensus would be broadly stable vs current levels, maybe a slight increase mid term.

Daniel

Hi; I took out a 400,000 CHF variable rate mortgage 5 years ago. It started out with a 3.25% rate, went down to 3.00% and is now back up to 3.25%.

I have a libor up to 2.6% which started out at 0.62%. My fixed stuff is between 2 and 2.5%.

I do get some preferential rates though