Hello All,
Just got registered here.Need some help.
I came to Swiss on a L permit, working for an Indian company, in August 2003 and stayed here till March 2005. I cancelled my L permit and I went back to my home country permanantly. I got back my pension back but not my AHV, as at that time there was a policy that AHV will be reimbursed only after 1 year of leaving Swiss. Now i am back in Swiss through another indian company on a new L permit, from May 2006 till date. My question is
1. I have not applied for my AHV reimbursement for my first trip. Can i do it now even though i am still in Swiss.
2. Whome should i request this to? Is it still the same Swiss compensation office or to some other authorities.
Thanks for your answers.

Cmon guys..i need some help and there doesnt seem to be any available here.

I would go to the same compensation office you spoke to before.

The rules are that if you stay for more than 12 months (in one go), and you are not from a country with a Social Security treaty with Switzerland, you are reimbursed all the AHV that you and your employer have paid in (works out to 10% of your salary).

Check out this site for more details:

http://www.sbf.admin.ch/eracareers/d...f_englisch.pdf

or this one:
http://www.pa.ethz.ch/3400_an_intern...en_CH/index_EN


You guys are lucky that you can take it out. There is a 0% chance that I will ever again see the money I paid into AHV.

Hey one day is not exactly a long time. Anyway here is the answer to your questions... 1. No! 2 See 1 no longer relevant.

The fact that you are now living in Switzerland again negates 1 of the key points in your claim and thus makes it invalid. When you intend to leave again then you can claim your 1st pillar and that is the whole of it, however depending on how long you stay it might not be worthwhile. If you stay for some time say 5 years you would be better making contributions than cashing it in...

Sorry to tell you but if you want you have a 100% chance of seeing the money again - unless you are intent on dying before you are 65 that is...

Thanks guys.
My only concern was since its more than 2 years of leaving Swiss for the first time, i was not sure if they would re-imburse the amount. As i learn from here anyway i cant get it right now and can claim it only after i go back to my home country.

The best would be to go and ask the AHV guys at your local gemeinde...they might even have the rules in English...

came to Swiss...leaving Swiss...do you mean the airline ? Reimbursement is usually by the authorities.

Correct, but it would be worth checking to make sure your ZAR number is the same. This is top right on your permit. Check this with an old pay slip if you have one. Alternatively you can ask the authorities just to make sure they have bundled the old AHV with the new. If not you might need to prove you earned it...

Hello,
Is there a site where i can check my AHV balance (the amount that is outstanding which i would get back on leaving Switzerland). I remember seeing it somewhere in this forum sometime back, but i am not able to find it out now.Sorry if this is a repetition. Thanks.
Venkat

Could it be this ? AVS is the French version.

Thanks Blonaybear, but i need the exact link to the site that gives the details on entering probably the AVS Number.

were you not happy with the answers first time you asked?
I don't think there's anywhere to check it online - how would they secure it, just by the number?

Lob, i was happy with the answers the first time. This question was slightly different as i required the exact URL of the site.
Well, security is ofcourse an issue, probably i thought they would ask more information such as my ZAR no etc.

I honestly think it does not actually exist. There would have to be an extremely secure and foolproof framework around the system.

I think you mean this. Here you have to write to them, and they send the accumulated amount to you in your home address. I do not know how the security is checked out though. On your return to switzerland, you must be having the same AHV number or not? Hope this helps..

Hi All,

I have a query , I have been working in switzerland for last three months and my employer is deducting AHV and ALV the old age pension and the unemployment pension. Can some one tell me is this deductions are refundable if I intend to stay here only for ten months or so.

As I am from India and there is no bilateral agreement on pensions between my country and Switzerland.

A reply on the issue will be appreciated.

Sorry to disappoint u TDH, but as far as I know, one needs to have worked in Switzerland for AT LEAST a year before he/she can apply for reimbursement.
Su*ks, I know .. but thats life!

I am not sure how to read the statement they send you home. Finally after asking for statement 2 times in an interval of 8-9 months, I figured out that they write how much you have earned in one year in the statement. There's no mention of employer's and employee's contribution.