| Personal Loan for PhD student
Dear all,
I am PhD student from India, living in Bern since mid of 2008. I started PhD last 6 months ago. My salary is according to SNF, Approximately 3045 CHF per month before tax and holding B permit. My contract is until mid of 2012. I require a personal loan to solve a very urgent financial commitment.
So initially I contacted Credit now, they immediately refused to give a loan and also the reason. Since then I went to their office, then they told the reason that i must live in Switzerland at least 3 years to get a personal loan according to their bank rules.
Any one knows, is there other banks provide me a personal loan according my situation ? or any non European PhD student got a personal loan?. Please suggest the right place to approach. | 
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