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Old 22.01.2010, 17:14
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Applying for Credit Cards in uk while in CH

Hi,

I've got a few K on a credit card on a 0% here in the UK which expires in August, by which time I'll be in CH. I'm planning on just requesting another UK credit card from CH and transferring the balance over and continue to pay it off bit-by-bit.

Just wondering if anyone had any trouble applying for a new UK based credit card whilst living in CH?

Thanks,
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Old 22.01.2010, 18:09
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Re: Applying for Credit Cards in uk while in CH

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Hi,

I've got a few K on a credit card on a 0% here in the UK which expires in August, by which time I'll be in CH. I'm planning on just requesting another UK credit card from CH and transferring the balance over and continue to pay it off bit-by-bit.

Just wondering if anyone had any trouble applying for a new UK based credit card whilst living in CH?

Thanks,
A lot depends on a. your status of residence (at lot if not all UK credit cards require you to be UK resident) , b. how much you are worth to the credit card provider (if you earn mega bucks I think anything is possible but then you probably wouldn't have a few K on a credit card unless you're stoozing) and c. whether you are prepared to lie on application forms especially in respect of a and b above. I'd try and move the money before you leave the UK.

I'm sure others will have achieved it from here but as an honest and totally paranoid individual (who worries about who knows what about me in UK and thinks the lots of people share data and I would be caught out) I wouldn't do it. I was lucky that when I left the UK I was given a lump sum redundancy so was able to clear debts and I appreciate that not everyone is that lucky.
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