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  #41  
Old 31.07.2008, 23:42
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Re: Swiss Credit Cards

Just some info on UBS cards, Comparis now says that if you use Keyclub point to pay the annual card fee, the normal Mastercard now costs 100 points plus 25 for a partner card. This used to be 50 points and 0 for the partnercard (as late as May 2008). However, I cannot find this confirmed on the UBS site, as the pdf form for sending in points to pay for the fee seems to have gone into hiding. If correct, it is quite a steep increase; you wuold need 125/3= 41k of spending per year (if no other assets).
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  #42  
Old 15.01.2009, 17:45
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Swiss Credit Cards

I still have my old credit cards, but partially because these are in Euros and my account in the aul country is quietly dwindling since my move here, I thought I'd get a Swiss credit card.

I've not looked at many of the cards out there, but my bank offered me one I almost took before I saw the annual charge. Migros seems to have a good deal going, but I'm always wary of the gotcha's associated with cheap credit cards.

Can anyone recommend a credit card (Visa, Visa Electron, Mastercard, etc.) here?
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  #43  
Old 15.01.2009, 17:49
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Re: Swiss Credit Cards

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Can anyone recommend a credit card (Visa, Visa Electron, Mastercard, etc.) here?
see credit card comparisons:
http://www.comparis.ch/changelang.aspx?lang=en
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  #44  
Old 15.01.2009, 17:53
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Re: Swiss Credit Cards

I have the Migros and Coop credit cards, both with no annual fee and a point system. No complaints yet. I mostly use the Coop card and rarely carry a balance.
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  #45  
Old 15.01.2009, 18:25
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Re: Swiss Credit Cards

i have recently got my first one its a special one without any gimmicks such as insurances added etc, you pay only once 20 francs initial fee, but then you have to upload the money onto the card by online bank transaction or via paying in slip ( can upload up to 10'000 bucks if u got that ) ,it's a mastercard and can be used almost everywhere, its great for people like me who use that card not so often,maybe to book a flight online or shop online and other such things.

They are issued by the Kantonalbank
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  #46  
Old 25.01.2009, 20:58
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Re: Swiss Credit Cards

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I still have my old credit cards, but partially because these are in Euros and my account in the aul country is quietly dwindling since my move here, I thought I'd get a Swiss credit card.

I've not looked at many of the cards out there, but my bank offered me one I almost took before I saw the annual charge. Migros seems to have a good deal going, but I'm always wary of the gotcha's associated with cheap credit cards.

Can anyone recommend a credit card (Visa, Visa Electron, Mastercard, etc.) here?
The free Migros and CoOp cards are excellent when used in Switzerland. They are expensive when used elsewhere.
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  #47  
Old 25.01.2009, 21:27
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Re: Swiss Credit Cards

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The free Migros and CoOp cards are excellent when used in Switzerland. They are expensive when used elsewhere.
Both also have expensive hotline rates if there is a problem and you need to call them.
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  #48  
Old 25.01.2009, 23:26
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Re: Swiss Credit Cards

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Both also have expensive hotline rates if there is a problem and you need to call them.
Do you just make up stuff or do you actually know what you are talking about?

Migros card is an 800 number (toll free).
Coop is a Zurich area code.



My source: the 2 cards in my wallet.
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  #49  
Old 27.01.2009, 00:30
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Re: Swiss Credit Cards

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Do you just make up stuff or do you actually know what you are talking about?

Migros card is an 800 number (toll free).
Coop is a Zurich area code.



My source: the 2 cards in my wallet.
I remember reading a Saldo magazine article about how both cards charge for customer service. Looks like they have now changed that.
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  #50  
Old 27.01.2009, 19:02
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Re: Swiss Credit Cards

Tomcat - why give me negative rep for one wrong post when I have tried to help numerous people out on this forum?

I did read that Coop and Migros Cards were once charging for their Kundendienst numbers - I certainly did not make this up.

Makes you not want to bother posting anymore
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  #51  
Old 09.02.2009, 00:16
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Re: Swiss Credit Cards

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The free Migros and CoOp cards are excellent when used in Switzerland. They are expensive when used elsewhere.
Coop Supercard claims to charge just 1.5% for foreign currency transactions which does not seem excessive given that Swisscard similar products such as the Miles & More cards charge a 2.5% margin. Does the expense come from the underlying exchange rate they use to calculate the charge?
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  #52  
Old 09.02.2009, 13:35
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Re: Swiss Credit Cards

I have a company UBS Visa and a personal Coop Mastercard and noted recently that the Coop card charges twice % of the purchase price outside of CH.

I think the charges were .75% and 1.5% respectively.
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  #53  
Old 17.02.2009, 20:56
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Re: Swiss Credit Cards

I just received the rejection letter from Swisscard (applied for Supercard). As I have read in this forum, this is not an exceptional case. Though it took them a month and I still do not have a card. Now I will try bonuscard.ch.
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  #54  
Old 17.02.2009, 20:58
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Re: Swiss Credit Cards

As others mentioned Credit Suisse card company Swisscard is better not to be tried. I applied for Supercardplus (Coop) it took them a month to send back a rejection letter, no explanations. I have a B permit since a year, decent job, good salary. I try now Jemoli Bonus Card. See what happens.
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  #55  
Old 24.02.2009, 03:55
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Re: Swiss Credit Cards

Has anyone figured out how many Keyclub points we need to renew a UBS credit card for free? It used to be 50 points, but I cannot find the pdf you need to send in on the UBS site anymore so I am wondering if they cancelled this option...
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  #56  
Old 24.02.2009, 09:46
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Re: Swiss Credit Cards

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Has anyone figured out how many Keyclub points we need to renew a UBS credit card for free? It used to be 50 points, but I cannot find the pdf you need to send in on the UBS site anymore so I am wondering if they cancelled this option...
For the UBS "Basic Card" you need to use it 24 times a year to get the annual 40chf waived.

http://www.ubs.com/1/e/ubs_ch/privat...dardcards.html
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  #57  
Old 24.02.2009, 10:03
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Re: Swiss Credit Cards

Hi,

I had no problem applying for a coop mastercard (Supercard) and it came back in about 10 days. I assume that having a credit history and having been in the same job for more than 3 years could be two major criteria for having success in applying for the card. Also my company amex card is also through swisscard which might have helped.

Has anyone got an SBB visa card..how was your experience in applying for it ?

Thanks

Martin
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  #58  
Old 24.02.2009, 14:04
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Re: Swiss Credit Cards

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I assume that having a credit history and having been in the same job for more than 3 years could be two major criteria for having success in applying for the card.
I think these factors will affect your monthly limit, but not your ability to get a card. On my first Mastercard I had a very tight limit. I think it was 1000 CHF. The bank gradually raised this over the years as they saw that I never went into debt and had regular income.

One alternative is the company credit card. The difference to a private credit card is that your employer vouches for your credit-worthiness. This is especially valuable if your bank doesn't trust you (for example because you have a problematic credit history or no credit history).
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  #59  
Old 08.03.2009, 17:36
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Swiss Credit Card with Online Access?

A few weeks ago, I terminated my UBS accounts while I kept my UBS credit card due to 'UBS Cards Online', an extension to UBS e-banking where I could check my credit card transactions online. A few days after the termination of my UBS accounts, however, I could no longer access 'UBS Cards Online' – no UBS account, no UBS e-banking, no 'UBS Card Online' …

Are there other (recommendable) Swiss credit card issuers with online access to credit card statements etc.?

Martin
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  #60  
Old 08.03.2009, 18:10
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Re: Swiss Credit Card with Online Access?

Viseca and Cornercard both offer online access. Have been with both for a couple of years now, have not had any problems with either so far.
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