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  #61  
Old 10.03.2009, 00:09
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Re: Swiss Credit Card with Online Access?

Mine is a Viseca card issued via the Basler Kantonalbank and so is branded that way. I'm quite happy with the speedy online access I get from it.
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  #62  
Old 21.07.2009, 16:40
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Credit Cards

I am thinking of getting a credit card for the first time in Switzerland, would like some advice on who is best to get one with at first? what are the intrest rates, and what are the limits u get at first?

Advice would be good
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  #63  
Old 21.07.2009, 17:03
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Re: Credit Cards

Have you tried this: CLICK ME
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  #64  
Old 21.07.2009, 17:07
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Re: Credit Cards

Credit Suisse has a fairly good service, though one big downside, is that for their mastercards you do not have an online portal where you can view your spendings.
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  #65  
Old 21.07.2009, 17:58
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Re: Credit Cards

Is it only for Credit Suisse's Mastercards, or does it apply to Visa and AMEX as well?
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  #66  
Old 21.07.2009, 18:03
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Re: Credit Cards

I'm happy with Migros's MasterCard deal.

www.mmastercard.ch

Have a reasonable limit, it doesn't cost anything and they can swipe the back of the card for my Cumulus points. APR is currently 9.9% id you don't pay back the full amount each month.

It isn't flashy, but it does what it says on the tin.
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  #67  
Old 21.07.2009, 18:07
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Re: Credit Cards

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Is it only for Credit Suisse's Mastercards, or does it apply to Visa and AMEX as well?
I have to call to get the balance for my CS Amex card.
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  #68  
Old 29.07.2009, 18:40
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Re: Credit Cards

If you have a phone contract with Orange the Visa credit card they offer is pretty handy too as you get it for half price the first year. Also for every CHF you spend you earn Webmiles which in return you can spend on vouchers for your phone so you reduce your monthly phone bill. Plus you can view your online balance at any time. Pretty handy.
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  #69  
Old 29.07.2009, 23:14
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Re: Credit Cards

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I have to call to get the balance for my CS Amex card.
For the Amex charge cards they use Amex' online portal but for their Amex credit cards (e.g. Miles&More) you have to call.
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  #70  
Old 09.11.2009, 20:03
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Re: Swiss Credit Cards

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I have a "re-load card" from Corner Bank. I think they're actually meant for children, but hey, it works for me.

http://www.cornercard.ch

It's a prepaid Visa Electron, which I manage to use for everything (except strangely enough, some UK Hotel chains). Because it's not an actual "credit" card, you can get it without any sort of permit, as long as you provide proof of ID. And they seem quite happy to conduct business in English, which doesn't hurt.
Is it reall a visa electron card though as it doesn't seem to say that on the card anywhere?
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  #71  
Old 23.11.2009, 22:50
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Re: Swiss Credit Cards

There seems to be a lot of opinions on the Migros and Coop credit cards, but not too much on the SBB 1/2 fare and visa.

Personally I had quite the tough time with the Coop Supercard. It was a long process, only to have them reject me in the end (despite my swiss citizenship and decent stable job... grrrrrr.)

I then applied for the visa with the SBB, and received the card in the mail the next week.

Too good to be true? Does anyone have any opinions on the SBB Visa card?

Thanks
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  #72  
Old 24.11.2009, 15:59
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Re: Swiss Credit Cards

It can also help to talk to your HR representative as some companies have agreements with credit card companies that give you better conditions than you can get as an individual.

This can be of advantage, for example, in credit limits. As the bank didn't know me they weren't prepared to give me a high limit. Because my employer backed me (ie, effectively underwriting part of the risk), that changed.
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  #73  
Old 25.11.2009, 01:45
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Re: Swiss Credit Cards

Do Visa credit cards in Switzerland have the same "Visa Chargeback" protection as in the UK? For example, if I buy an airline ticket and the company goes bust I can get my money back from Visa.

I was not able to find anything on this, all the information I found was relevant to UK cards (I did find out that the protection now includes Visa Debit cards in the UK as well).
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  #74  
Old 25.11.2009, 09:36
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Re: Swiss Credit Cards

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Swiss / Lufthansa have a Gold Visa with airmiles .... Miles & More credit cards - VISA Gold

1 mile for every 2 chuffs charged ....

I thought I would have out this one but they have a high annual charge just for having the credit card

So I decided to stick to my BA Amex card which is for free.

http://www.britishairways.com/travel...s/public/en_gb

Also UBS offer a Visa card when you open an account with them, they have sitpulations that you need to use it a number of times in a year or else they will charge for having the card

But the only one I prefer like is the Visa Card with SBB CFF FFS Swiss rail which is covers the cost of your Half year Tarrif and also is a Visa card with no additional costs.

http://mct.sbb.ch/mct/en/reisemarkt/...visa-karte.htm
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  #75  
Old 25.11.2009, 09:53
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Re: Swiss Credit Cards

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Also UBS offer a Visa card when you open an account with them, they have sitpulations that you need to use it a number of times in a year or else they will charge for having the card

I just looked at the UBS website and I couldn't find this. Do you have a link?

I'd love to cancel my UBS card because I don't want to pay. I have a collection Australian and UK cards that are all free. I currently pay the annual UBS card fee by key club points, but it is an extra hassle. I have a bonus visa card, but the limit is so small I can't buy flights (to Oz) online.
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  #76  
Old 25.11.2009, 09:58
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Re: Swiss Credit Cards

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I just looked at the UBS website and I couldn't find this. Do you have a link?

I'd love to cancel my UBS card because I don't want to pay. I have a collection Australian and UK cards that are all free. I currently pay the annual UBS card fee by key club points, but it is an extra hassle. I have a bonus visa card, but the limit is so small I can't buy flights (to Oz) online.
Here is the link and its called the UBS Basic Card at the bottom of the list:

http://www.ubs.com/1/e/ubs_ch/privat...dardcards.html
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  #77  
Old 25.11.2009, 10:08
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Re: Swiss Credit Cards

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Too good to be true? Does anyone have any opinions on the SBB Visa card?

Thanks
I have the SBB Visa card, it's perfect for me. They have no website to view spendings, but I can easily view them when the bill comes in Also doubles as a halbtax card so you don't need to have 2 cards in your wallet. Best credit card to get in my opinion, and the application process was very quick and simple.
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  #78  
Old 25.11.2009, 12:21
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Re: Swiss Credit Cards

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Jelmoli's Visa card is gold, looks pretty and has more status than either Coop's or Migros' and it's free...
Is there easy way to fill it up or money transfer and direct debit all there is?
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  #79  
Old 25.11.2009, 12:40
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Re: Swiss Credit Cards

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Is there easy way to fill it up or money transfer and direct debit all there is?
Jemoli are responsible too for the SBB card, but I tried to apply for the CO-OP free card Visa card and never got a reply
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  #80  
Old 25.11.2009, 15:28
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Re: Swiss Credit Cards

service charge with 1.50% means that if I buy something for $100 it costs me $101.50? crazy
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