I may be moving to Zug for a few years. The taxes seem clear enough, but I'm trying to find out what the story is on the 'insurances'. These are the numbers I've found for the employee contributions...am I missing any?
State Pension (AHV) 5.05 %
Unemployment (ALV) 1.0 %
Accident Insurance (UVG) 0.895 %
Sickpay Insurance (KTG) ?
Do any of them have caps on the contributions?
Potentially I could be earning 3,000,000 CHF p.a., but my career will only last for the next 3 years or so which is the reason for the move to a low tax environment.
Also, I'm already opted out of the UK pension. Does that have any impact on whether I can reclaim any of my AHV when I return to the UK, and how much might I get back.

One would think that if you are potentially going to earn Chf 3 mio you could theoretically afford to pay for professional advice which may probably give you a better estimate if the various insurances were going to reduce your takehome by 0.1% or 0.001%

why are you asking HR about taxes? wouldn't you better off to ask payroll directly?
and CRS is right, for 3M CHF i'd get a lawyer, possibly form a company, trust etc etc etc...

Simply moving to a low-tax area doesn't necessarily absolve you from all UK taxes. Are you leaving the UK partway through the year? Is your income generated in the UK or Switzerland (or both)? Is your employer a multinational and you're just transferring here for tax reasons?

As per the other replies, seek professional advice, both in Switzerland and the UK.

They also tax you on assets, not just income.
You can ask at the Gemeinde (local Government) tax office. A few years ago you could "make a deal" with the tax office, so that you "only" have to pay 50,000 a year tax. Not sure what the figure is now, or if it is negotiable. (This looks attractive to the seriously high earners like Kimi Raekonin..) Just ask (the experts - not the amateur psychologists/lawyers/doctors that linger here).

I've helped a number of people on this sort of income and won't respond on a public forum except to say that you need to consult a tax/financial specialist with offshore/international expertise as well as Swiss expertise. 3mio CHF means that most of the rules are broken from what has or will be discussed on this forum with regard to tax rules.

yeah, but if they are going to ask on a public forum..

puts the likes of "can I survive on a measly 250,000" to shame, dunnit..

But I'm absolutely not in the mood to discuss a 3m salary today. Call me jealous - so I will be - today!

With such a salary someone could ask about opening a charity foundation or similar.

well the reason why I won't discuss it on a public forum is because it's incredibly complicated and long-winded and is usually a week's work for me, and a good outlay consulting lawyers and tax-accountants. So there

very funny to see all of these people reply to anything and everything lol

There's no reason why anyone who is earning 3m a year for a maximum of 3 years should be opening a charity foundation, stop being silly.

I am not jealous at all. What I keep thinking, and you can call me naive, is that earning that much money must also have its price -- so 'Faustian bargain' immediately springs to mind...

I'm a bit concerned by this. Are you coming to Switzerland alone? Have you seen how much beef costs here? You're only getting 250,000CHF a month which, if recent posts are anything to go by, is the equivalent of earning 500 lira a month in Rome.

NAIVE! Ha, just kidding. No, at 3mio s/he's probably being ripped off.

- "I can make you an extra 100mio a year with my particular skill/talent"
- "we'll pay you 3mio a year for that"

Yes, ok, I still don't understand what kind of skill/talent would be worth that much. Considering that a brain surgeon or a rocket scientist would probably earn something in the range of the above-mentioned 250,000

Perhaps my view is a bit skewed these days since I saw American Gangster on TV the other night...

Good questions. Firstly, there are almost certainly brain surgeons, cancer specialists and god-knows cosmetic surgeons who earn well in excess of 3M USD a year. Rocket Scientists don't because they make rockets ...and well... yeah.

Remember, the person paying the wages is selfish and so wants to pay the person as little as possible. 3M is the lowest amount he/she could get away with paying so it's likely they're worth a lot more (in monetary terms).

Try footballer maybe (but not so good, Ashley Cole gets £6.2mio according to The Sun as his salary from Chelsea,) guess the other profession must be high class prostitute as after 3 years, must be a bit tiring.

If it was a financial postion, the more experience you have, the more youi become worth so the career woudln't be stopping after 3 years.

Stop being so narrow minded - one can at least think about it ! Not everyone works in finance and banking.

What do you do and how can I do it too?

Might it include swallowing small plastic bags.....?