I have lived and worked in Switzerland since 2005, however I also lived and worked in the U.K. for nearly 14 years before moving here and I was wondering what happens to my pension contributions.
I worked at the royal mail for 9years and I was paying into the private pension scheme there, plus of course the payments for the state pension.
Assuming that I stay in Switzerland until I retire my question would be what happens to the contributions I made before moving here?
does anybody know how it works?
many thanks

Inform the local NI office , you can still contribute to your state pension by making small-ish class A payments for the whole year every year, and also make up for any shortfalls in the last 5 years.

You can claim your govt and private pensions from the UK when you retire. Just as the same with your Swiss ones if you move away from here.

You can even top up your pensions in the UK when you retire to get full benefits if you did not contribute to the minumum number of required years.

Nothing to worry about.

If and when I get to retirement age and if the UK pensions pots haven't been totally emptied by those who preceed me then yes, i understand i can claim a small pension from what's left of the badly invested assets.

As for ex-posties - good luck, they have one of the worst black holes i believe.

yeh was just reading about that today which is what prompted me to ask what the score was.

On a separate issue they already privatised parts of the post office in the late 90's when they let private businesses come in and take the commercially viable parts over like parcel force or the 'junk mail' you get in cities, the same companies which took over the junk mail were getting the royal mail to deliver it anyway and pocketing the difference...

part privatisation is unfair aswell because the royal mail has what is known as a 'universal service obligation' which means that for your 26p you can send a letter next door or to the isle of mull, a obligation which the private sector is certainly not under....
privatisation is just a way of saying, many thanks for all the tax you payed to set up an infrastructure that would cost billions, heres a couple of million for it.... like the rail fiasco....
damn it's my thread and I am hijacking it