online doesn't work meaning i cannot even enter the payment portal because the website crashes way before that, its not about the credit card.
But i found below on vfs website and i will be doing the payment today. Thanks for your help. http://in.vfsglobal.ch/Bern/tourist_visa.html
Payment by Postal Order: Please review our visa fees and make your payment in favor of "VF SERVICES (UK) Limited" Account Number 60-433764-4 at Swiss Post office outlets or via E-Banking (IBAN: CH89 0900 0000 6043 3764 4). Attach the original payment confirmation or printout with your application and retain a copy of your payment confirmation for your records. All applications submitted at our application centre must be paid for at time of submission.