Hi Again,

Another question but when you leave your apartment and there is damage to anything is it possible to claim on the insurance for this? New laminate flooring was laid before we moved in and a small section has been scratched quite badly, which I didn't know until I moved the furniture out of the way.

Also, we have used Swiss Caution to pay our deposit when we moved in, do they have any responsibility for anything? (probably wishful thinking)

Thanks

Louise

That depends on your liability insurance policy. Most will cover the damage. However there is generally an excess and it could be that the damage is less than the excess, in which case you won't get anything.

If you are a member of the Mieterverband you have the opportunity to take out an insurance which covers you for the portion before your liability insurance kicks in.