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Thanks for your reply. My pension is above the guidelines set out in a Swiss. gov. website and we can buy a property without a mortgage. That's not the problem, which is, are we allowed to buy in Switzerland and which permit if any do we need and how do we apply for it ??
I suspect that the laws will not be relaxed sufficiently to make it easy or there would be a rush to buy there and I don't believe the Swiss would welcome a big influx of foreigners. In fact, when we spoke to a commune official in Lauterbrunnen last June, he said that they planned on making it more difficult for foreigners to buy there...
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No-one seems to want to answer your questions and clear your confusion but it is Christmas so in that spirit...
1. As an EU citizen it is possible to buy property in Switzerland without a permit.
2. On declaring your intent to live in Switzerland you will then be given a permit EU/EFTA B valid for 5 years.
3. As a retired or intending to retire person you will need to demonstrate that you will not be a financial burden on the Swiss state. This requires proof of earnings and capital - the house purchase demonstrates the capital so it is simply a proof of income.
4. You CANNOT with a B permit buy your property anywhere in Switzerland. certain areas are declared as being protected for national interest and then you will require a C permit or be Swiss, which you are not. After receiving your C permit you are assigned the status of being fully integrated in Swiss life and able to do all the things the Swiss can apart from vote and perform certain jobs.
5. I would suggest getting in touch with Remax to find you a property in the areas you want to live. Note in Switzerland, like in the UK and unlike in Germany the costs for getting you a property are borne by the seller.