Hi Everyone!

I live in a shared apartment with two other roommates and we need new insurance since the old insurance was under the name of the old roommate I replaced. We want to do our research and get one that meets our needs better and that is hopefully cheaper than our old one. And besides the three of us all being non-swiss have no idea how it all works anyway and want to get a handle on it.

complicating matters is that I lost my key a couple weeks ago. Though I have a spare for now which is fine, I obviously have to replace the lost one at some point and I'm told it is really expensive...someone said like 800francs??? is that true?? in that case is a lost key covered under your average apartment insurance? i mean i'm sure i'm not the only one who's bad with keys, that seems absurd to pay so much every time...

Thanks!

A friend of mine paid CHF500 for a lost key a month ago...

but is this to replace a lock or to cut a new key?

This was to replace a lost key - not locks. The amount was deducted from the returned deposit on moving out. It is not quite so easy as cutting a key at Mr Minute, Kaba style keys cannot be cut without a certificate of ownership...

Sorry, I don't know if they are covered by insurance but I just have a regular key to my apartment that I have lost twice already and I only paid around CHF 70 each time to have it replaced.