I'm in the process of trying to get my dinghy on the water (at last!) and no doubt will need some sort of insurance. I'm hoping to store the boat at the local sailing club (when I get round to ringing them) so some sort of theft and accidental damage/loss insurance is probably in order; the trailer will be worth rather more than the dinghy. I presume my Privathaftpflicht will cover third party. Any recommendations?