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| Generally, no. However, it is expected that everyone has Haftpflichtversicherung (liability insurance - I haven't a clue what it's called in French or Italian), which covers any accidents caused to a third party by negligence.
It isn't compulsory, but it will make your life much more comfortable if something does happen on your property. Mine costs a little more than 100 CHF a year. | |
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Agree, this man is right re the insurance.
Re the propensity to sue in Switzerland - Generally people won't sue you, but if there is a unfortunate accident, resulting in say paraplegia, then the economic costs would be enormous, and you may well be sued.
As well as the insurance cover for liability I would consider insurance to pay legal fees - Rechtschutzversicherung. It's incredibly good value.