Swisscare are not a basic insurance provider and say so clearly on their FAQ. Their plans require coverage in another social security system. If you are not exempt from Swiss mandatory insurance, you can't be covered and they will try to wiggle out, as any insurer would. For that, you pay less than you would under a Swiss plan. You pay yer money and you take yer chances.
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| Swisscare FAQ Is your insurance plan recognized in Switzerland
Foreign students, researchers, interns, au pairs, PHD's, Postdocs, staying temporarily in Switzerland can be exempted, on special request form, from the Swiss state insurance company if they can provide an international insurance who covers at minimum the same benefits as the Swiss health insurance law, Swiss national healthcare system. (OAMal art. 2.3 and 2.4)
The duration of the exemption is 3 years and can be prolongated for 3 years more. (follow Swisscare procedure online)
Swisscare provide through his internet website, an international health insruance plan that covers integrally the benefits of the Swiss health insurance law and also the conditions of admission of the Swiss health insurance law. Means that the requirements for the authorities are fullfilled in order to benefit of this insurance.
The advantage is that you can be insured with a very affordable premium, with at minimum the same conditions and coverages as a Swiss resident. Form E106 | Information
The Form E106 is a certificate of entitlement to health care in another EEA country for a limited duration. The form and the health cover are provided courtesy of the social security authorities in your home country.
With the international private student health insurance plan provided through Swisscare, you are not entitled to send us this Form E106.
Swisscare cannot fill out this form E 106 as this is only possible if you are insured in a Swiss state insurance plan. Ask more information to the social security authorities in your home country. | |
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