Go Back   English Forum Switzerland > Help & tips > Insurance
Reply
 
Thread Tools Display Modes
  #1  
Old 24.02.2012, 20:07
silverburn's Avatar
Forum Veteran
 
Join Date: Dec 2010
Location: Unterageri
Posts: 825
Groaned at 37 Times in 21 Posts
Thanked 833 Times in 343 Posts
silverburn has a reputation beyond reputesilverburn has a reputation beyond reputesilverburn has a reputation beyond reputesilverburn has a reputation beyond repute
Potential Melanoma covered by insurance?

Our 2 yrs old has a mole that meets all the criteria, so we're going to have it looked at ASAP.

However, assuming the worst case, this could be a costly treatment. Is she covered by basic insurance? I can't see anything in the FAQ's to indicate it is.
Reply With Quote
  #2  
Old 24.02.2012, 20:10
Forum Legend
 
Join Date: Sep 2010
Location: Neuchatel
Posts: 19,378
Groaned at 369 Times in 276 Posts
Thanked 22,385 Times in 10,072 Posts
Odile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond repute
Re: Potential Melanoma covered by insurance?

So sorry to hear this and all fingers crossed. It should be covered, but honestly it is best to check directly with your Insurance. Bonne chance.
Reply With Quote
This user would like to thank Odile for this useful post:
  #3  
Old 24.02.2012, 20:21
Sbrinz's Avatar
Forum Legend
 
Join Date: Oct 2011
Location: Murten - Morat
Posts: 10,977
Groaned at 542 Times in 342 Posts
Thanked 10,578 Times in 5,410 Posts
Sbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond repute
Re: Potential Melanoma covered by insurance?

All proper usual medical problems are covered by your basic insurance. Stop worrying. Just avoid ambulances, and take taxis when possible.
Reply With Quote
This user would like to thank Sbrinz for this useful post:
  #4  
Old 24.02.2012, 20:23
Forum Legend
 
Join Date: Sep 2010
Location: Neuchatel
Posts: 19,378
Groaned at 369 Times in 276 Posts
Thanked 22,385 Times in 10,072 Posts
Odile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond repute
Re: Potential Melanoma covered by insurance?

Make an appointment asap- hopefully they will be able to reassure you. The sooner the better. Everything crossed.
Reply With Quote
This user would like to thank Odile for this useful post:
  #5  
Old 24.02.2012, 21:53
Belgianmum's Avatar
Forum Legend
 
Join Date: Jan 2010
Location: Was Belgium now Neuchâtel
Posts: 8,220
Groaned at 60 Times in 57 Posts
Thanked 10,241 Times in 4,924 Posts
Belgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond repute
Re: Potential Melanoma covered by insurance?

It should be covered under basic insurance. Our son had a suspicious mole removed and the insurance covers his 6 monthly follow up check ups now. ( it was 3 monthly check ups initially.)
Reply With Quote
This user would like to thank Belgianmum for this useful post:
  #6  
Old 24.02.2012, 22:11
MusicChick's Avatar
modified and reprogrammed
 
Join Date: Feb 2008
Location: La Cote
Posts: 9,719
Groaned at 88 Times in 71 Posts
Thanked 11,212 Times in 5,569 Posts
MusicChick has a reputation beyond reputeMusicChick has a reputation beyond reputeMusicChick has a reputation beyond reputeMusicChick has a reputation beyond reputeMusicChick has a reputation beyond reputeMusicChick has a reputation beyond repute
Re: Potential Melanoma covered by insurance?

It is covered. Good luck.
Reply With Quote
This user would like to thank MusicChick for this useful post:
  #7  
Old 25.02.2012, 02:15
Forum Legend
 
Join Date: Sep 2006
Location: Albisrieden
Posts: 3,832
Groaned at 93 Times in 62 Posts
Thanked 5,376 Times in 2,002 Posts
nickatbasel has a reputation beyond reputenickatbasel has a reputation beyond reputenickatbasel has a reputation beyond reputenickatbasel has a reputation beyond reputenickatbasel has a reputation beyond reputenickatbasel has a reputation beyond repute
Re: Potential Melanoma covered by insurance?

And keep us posted
Reply With Quote
  #8  
Old 25.11.2015, 15:47
hannah'sauntie's Avatar
Forum Legend
 
Join Date: Jan 2010
Location: Baden
Posts: 4,372
Groaned at 25 Times in 23 Posts
Thanked 5,887 Times in 2,674 Posts
hannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond repute
Re: Potential Melanoma covered by insurance?

Hope it's ok to resurrect such an old thread.
Does anyone know whether a suspect mole is removed at the first appointment at the dermatologist, or would that just be a consultation?
Forgive my ignorance, I have been very lucky (so far) not to have visited doctors here, apart from after being bitten by a dog and for an eye check.
Reply With Quote
  #9  
Old 25.11.2015, 15:49
Belgianmum's Avatar
Forum Legend
 
Join Date: Jan 2010
Location: Was Belgium now Neuchâtel
Posts: 8,220
Groaned at 60 Times in 57 Posts
Thanked 10,241 Times in 4,924 Posts
Belgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond repute
Re: Potential Melanoma covered by insurance?

Quote:
View Post
Hope it's ok to resurrect such an old thread.
Does anyone know whether a suspect mole is removed at the first appointment at the dermatologist, or would that just be a consultation?
Forgive my ignorance, I have been very lucky (so far) not to have visited doctors here, apart from after being bitten by a dog and for an eye check.
They usually check it out first then make another appointment for removal if they deem it necessary. Or at least that's what our dermatologist does and it's what the dermatologists back in Belgium did too.
Reply With Quote
This user would like to thank Belgianmum for this useful post:
  #10  
Old 25.11.2015, 15:53
hannah'sauntie's Avatar
Forum Legend
 
Join Date: Jan 2010
Location: Baden
Posts: 4,372
Groaned at 25 Times in 23 Posts
Thanked 5,887 Times in 2,674 Posts
hannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond repute
Re: Potential Melanoma covered by insurance?

Thanks for replying BM!

I'm hoping of course that it won't be necessary, but I will go now not expecting it to be done straight away. I have already had a malignant melanoma removed, many years ago, thankfully it was at a very early stage. Fingers crossed!
Reply With Quote
  #11  
Old 25.11.2015, 15:57
Sbrinz's Avatar
Forum Legend
 
Join Date: Oct 2011
Location: Murten - Morat
Posts: 10,977
Groaned at 542 Times in 342 Posts
Thanked 10,578 Times in 5,410 Posts
Sbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond repute
Re: Potential Melanoma covered by insurance?

I had a small mole removed, and the laboratory stated it was a Melanoma, so I had a 2 square cm of skin removed. Then follow up checks on my complete body at 6 month intervals. All paid for by the basic insurance.
Reply With Quote
This user would like to thank Sbrinz for this useful post:
  #12  
Old 25.11.2015, 15:57
dodgyken's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Democratic Republic Kenistan
Posts: 9,837
Groaned at 340 Times in 276 Posts
Thanked 17,507 Times in 6,684 Posts
dodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond repute
Re: Potential Melanoma covered by insurance?

I had one removed my first year here - examination, appointment made, mole removed - very quick and easy. Mine was behind the knee to the skin was really tight for a while.
Reply With Quote
This user would like to thank dodgyken for this useful post:
  #13  
Old 25.11.2015, 16:01
countrybumpkin's Avatar
Member
 
Join Date: Jan 2012
Location: Aegeri
Posts: 155
Groaned at 0 Times in 0 Posts
Thanked 240 Times in 106 Posts
countrybumpkin has earned some respectcountrybumpkin has earned some respect
Re: Potential Melanoma covered by insurance?

I am in the process of going through this.


Initial appointment to inspect suspected mole and any others you may have. My dermotologist found the patch I went to her for was just ecema but that another I had been ignoring for 2 years was suspect. She took a biopsy there and then. Phone call a couple of days later confirming basal cell carcinoma, appointment made and it was removed on Monday.


Go back next week for the stitches to be removed then regular checks as it is a family trait.
Reply With Quote
This user would like to thank countrybumpkin for this useful post:
  #14  
Old 25.11.2015, 16:06
hannah'sauntie's Avatar
Forum Legend
 
Join Date: Jan 2010
Location: Baden
Posts: 4,372
Groaned at 25 Times in 23 Posts
Thanked 5,887 Times in 2,674 Posts
hannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond repute
Re: Potential Melanoma covered by insurance?

Quote:
View Post
I am in the process of going through this.


Initial appointment to inspect suspected mole and any others you may have. My dermotologist found the patch I went to her for was just ecema but that another I had been ignoring for 2 years was suspect. She took a biopsy there and then. Phone call a couple of days later confirming basal cell carcinoma, appointment made and it was removed on Monday.


Go back next week for the stitches to be removed then regular checks as it is a family trait.
Oh wow! So maybe they may do it there and then if they think it is suspect. I have to say (hope I am wrong) that from my previous experience of melanoma, this mole does look potentially malignant (mole has grown, the edge has become uneven, and it is inflamed). I am also a perfect candidate, red hair, fair freckled skin.

Hope all goes well for you!
Reply With Quote
  #15  
Old 25.11.2015, 16:09
Belgianmum's Avatar
Forum Legend
 
Join Date: Jan 2010
Location: Was Belgium now Neuchâtel
Posts: 8,220
Groaned at 60 Times in 57 Posts
Thanked 10,241 Times in 4,924 Posts
Belgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond repute
Re: Potential Melanoma covered by insurance?

Quote:
View Post
Oh wow! So maybe they may do it there and then if they think it is suspect. I have to say (hope I am wrong) that from my previous experience of melanoma, this mole does look potentially malignant (mole has grown, the edge has become uneven, and it is inflamed). I am also a perfect candidate, red hair, fair freckled skin.

Hope all goes well for you!
They may do a biopsy on the spot but will usually make another appointment for the removal.

Last edited by Belgianmum; 25.11.2015 at 17:54.
Reply With Quote
This user would like to thank Belgianmum for this useful post:
  #16  
Old 25.11.2015, 17:47
Forum Legend
 
Join Date: Feb 2012
Location: here
Posts: 3,534
Groaned at 51 Times in 42 Posts
Thanked 3,548 Times in 1,804 Posts
glowjupiter has a reputation beyond reputeglowjupiter has a reputation beyond reputeglowjupiter has a reputation beyond reputeglowjupiter has a reputation beyond reputeglowjupiter has a reputation beyond reputeglowjupiter has a reputation beyond repute
Re: Potential Melanoma covered by insurance?

Good luck with your treatment, hannah'sauntie!
Reply With Quote
This user would like to thank glowjupiter for this useful post:
  #17  
Old 09.12.2015, 20:51
hannah'sauntie's Avatar
Forum Legend
 
Join Date: Jan 2010
Location: Baden
Posts: 4,372
Groaned at 25 Times in 23 Posts
Thanked 5,887 Times in 2,674 Posts
hannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond reputehannah'sauntie has a reputation beyond repute
Re: Potential Melanoma covered by insurance?

Just thought I would report back.

Went to the dermatologist and all is well! Hurray!

Just need to go for yearly checks cos of my history.

Reply With Quote
The following 7 users would like to thank hannah'sauntie for this useful post:
  #18  
Old 08.02.2016, 17:54
Junior Member
 
Join Date: May 2012
Location: Zurich
Posts: 39
Groaned at 0 Times in 0 Posts
Thanked 7 Times in 4 Posts
swissaupair has no particular reputation at present
Re: Potential Melanoma covered by insurance?

Question for you all about this topic..

I saw a dermatologist my first year in CH (2012) and I need to go again, however I have changed insurances since then (used to have swisscare and now have Sanitas). Do I need to see a general practitioner first in order to get a referral or have it covered by insurance?


Thanks!!
Reply With Quote
  #19  
Old 08.02.2016, 19:57
Sbrinz's Avatar
Forum Legend
 
Join Date: Oct 2011
Location: Murten - Morat
Posts: 10,977
Groaned at 542 Times in 342 Posts
Thanked 10,578 Times in 5,410 Posts
Sbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond repute
Re: Potential Melanoma covered by insurance?

If you are paying the normal insurance price you can go straight to a dermatologist. If you have HMO, dial a doctor, or any other scheme to reduce premiums, then you need a referral from a GP.
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Glasses covered by insurance dreamcatcher Insurance 12 01.01.2012 03:34
Accident Insurance - covered by employer? Psyk Insurance 5 31.12.2009 17:51
Am I covered by health insurance? cinzia_t Insurance 8 04.02.2009 13:02
Animal damage - covered by insurance ? Pashosh Housing in general 1 28.05.2007 14:42


All times are GMT +2. The time now is 15:30.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2016, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0