I started looking for a basic health insurance in Zurich (KVG) through www.comparis.ch
Can you recommend a few of them and the proper model of this basic insurance (TELMED/HMO/GP) taking the following into consideration:
1. I would like to have an option to call and book for GP appointment and then to be referred to see a specialist etc.
2. I would be looking for the cover where I can book and use GPs who speak English in Zurich area.
3. The possibility to get as low franchise as possible (300CHF?).
4. I would like to have the cover where my visits and costs will be shared between insurers and the bills will be paid directly by them (no invoices paid by me and then getting the reimbursement).
5. The insurer can provide English version of the health insurance agreement to sign by me etc. and I can contact them in English and get all relevant docs in English too.
Can you recommend any insurers with a matched or quite similar profile or you have used them in the past and you are happy with?
Thank you for your valuable help in advance.