[HEALTH INSURANCE] Have I forgotten you?! :( - Page 2

simonminissale · #21 23.06.2010, 13:26

	Quote:	kg7
	Hi Jenny, My husband and I have taken our Health insurance from Xundheit which is partly sponsored by the Employer. Now, I have a requirement for a root canal treatment. I understand that Xundheit's health insurance does not cover dental treatment unless it is caused by accident or sickness. I dont know what sickness means. But they have clearly mentioned that dental treatments for my case is not covered. The treatment for a tooth is very expensive. I would like to know whether it is anything possible with the existing insurer or can i take a new insurance. Kindly clarify. Thanks.

In my opinion it is very unlikely that any company will take you, knowing that you need treatment right now. Insurance companies are all about managing risk, so they would almost never agree to a policy where they would pay for a condition that is already present. Best to shop around for a good dentist.

Goldtop · #22 23.06.2010, 15:47

	Quote:	wisepeter
	Hi Jenny Hope you can advise us about health insurance. My wife and I (both retirees/pensioners) just got B Bewilligung for residence in our flat in Flims (GR). We will be making regular trips back to France where we still have a cottage and visiting family and friends in UK and Holland as well - altogether perhaps away from Switzerland 4-5 months per year. I am Australian, so need to pay Grundversicherung: my wife is Dutch so will have form S1 cover (old E121) for hers. Any advice for the best/cheapest health insurance for me (us) which will also cover us securely for illness sustained in other countries above - or does the Swiss Eurocard equivalent do this in any case (some insurers seem to want to charge extra for this!). Not that well off, so I think that we would be very happy with the cheapest (eg Hausarzt) insurance. Look forward to your comments. Peter

As soon as you become Swiss residents, then Swiss health insurance is mandatory. Your nationality and absences abroad are irrelevant.

Thanks to Swiss bilateral agreements with the EU, your Swiss insurance entitles you to emergency medical treatment anywhere in the EU.

jenny · #23 25.06.2010, 14:46

Sounds like your question has been answered

(correctly I might add)

@kodokan : holiday?! Me?!