Go Back   English Forum Switzerland > Help & tips > Insurance
Reply
 
Thread Tools Display Modes
  #1  
Old 09.03.2015, 19:07
Newbie
 
Join Date: Mar 2015
Location: USA
Posts: 1
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
mahumble has no particular reputation at present
Health Insurance Coverage International

Specifically, I want to know if I break my leg in the US or Germany and the doctor says I need surgery will my insurance cover it in the country where I had the accident or will I have to go back to Switzerland?
Secondly, once home will my insurance pay even though the injury happened out of my home country?
Reply With Quote
  #2  
Old 09.03.2015, 19:19
Sbrinz's Avatar
Forum Legend
 
Join Date: Oct 2011
Location: Murten - Morat
Posts: 10,960
Groaned at 542 Times in 342 Posts
Thanked 10,565 Times in 5,405 Posts
Sbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond repute
Re: Health Insurance Coverage International

If you cannot understand your health insurance policy, then ask!

My extra cover policy covers me for most things,
http://www.visana.ch/de/private/ange.../ambulant.html
Reply With Quote
  #3  
Old 09.03.2015, 19:25
Forum Legend
 
Join Date: May 2010
Location: north
Posts: 6,134
Groaned at 226 Times in 146 Posts
Thanked 5,094 Times in 2,632 Posts
rob1 has a reputation beyond reputerob1 has a reputation beyond reputerob1 has a reputation beyond reputerob1 has a reputation beyond reputerob1 has a reputation beyond reputerob1 has a reputation beyond repute
Re: Health Insurance Coverage International

Ask your insurance company not a random Internet forum.. we don't know the specifics of your insurance policy.
Reply With Quote
  #4  
Old 09.03.2015, 19:42
Forum Legend
 
Join Date: Sep 2010
Location: Neuchatel
Posts: 19,355
Groaned at 368 Times in 275 Posts
Thanked 22,366 Times in 10,062 Posts
Odile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond repute
Re: Health Insurance Coverage International

Normally health and accident policy covers you only here in Switzerland, and you have to pay extra for cover abroad, and more for cover outside Europe. Hope it is not too late.
Reply With Quote
  #5  
Old 09.03.2015, 19:45
Rangatiranui's Avatar
Forum Veteran
 
Join Date: Nov 2007
Location: Baden region
Posts: 2,038
Groaned at 9 Times in 8 Posts
Thanked 2,192 Times in 986 Posts
Rangatiranui has a reputation beyond reputeRangatiranui has a reputation beyond reputeRangatiranui has a reputation beyond reputeRangatiranui has a reputation beyond reputeRangatiranui has a reputation beyond reputeRangatiranui has a reputation beyond repute
Re: Health Insurance Coverage International

Hello and Welcome to the Forum
Reply With Quote
  #6  
Old 09.03.2015, 20:50
Island Monkey's Avatar
Forum Legend
 
Join Date: Mar 2008
Location: Wallis
Posts: 3,379
Groaned at 62 Times in 32 Posts
Thanked 2,965 Times in 1,469 Posts
Island Monkey has a reputation beyond reputeIsland Monkey has a reputation beyond reputeIsland Monkey has a reputation beyond reputeIsland Monkey has a reputation beyond reputeIsland Monkey has a reputation beyond repute
Re: Health Insurance Coverage International

Normally, you are covered outside of Switzerland to twice the cost of what the treatment would cost in Switzerland. So in Europe you are probably ok… in the US I'd be taking out travel insurance!!
Reply With Quote
This user would like to thank Island Monkey for this useful post:
  #7  
Old 09.03.2015, 21:40
Medea Fleecestealer's Avatar
Forum Legend
 
Join Date: Jul 2011
Location: Misery-Courtion
Posts: 13,481
Groaned at 169 Times in 134 Posts
Thanked 9,616 Times in 5,494 Posts
Medea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond repute
Re: Health Insurance Coverage International

Quote:
View Post
… in the US I'd be taking out travel insurance!!
Minimum $3 million coverage is recommended.
Reply With Quote
  #8  
Old 10.03.2015, 10:19
Forum Veteran
 
Join Date: Nov 2011
Location: Mies
Posts: 537
Groaned at 6 Times in 4 Posts
Thanked 307 Times in 195 Posts
catandmouse has earned some respectcatandmouse has earned some respect
Re: Health Insurance Coverage International

Normal basic Swiss health insurance will cover you for emergency treatment abroad, up to twice the equivalent cost in Switzerland.
Breaking your leg would be covered by accident insurance, which is normally provided by your employer, if you are working. You would need to check with their policy to see how you are covered.
Reply With Quote
This user would like to thank catandmouse for this useful post:
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Orthodontist/health insurance coverage Poli Family matters/health 7 01.03.2014 12:07
About the coverage of basic health insurance Sysbochaos Insurance 1 14.01.2014 15:32
Health Insurance Coverage Megamind Insurance 1 16.06.2012 15:49
basic health insurance coverage Riomurr Insurance 5 08.07.2007 19:08
Supplementary insurance - international coverage? brownie.531 Insurance 14 26.06.2007 08:22


All times are GMT +2. The time now is 22:24.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2016, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0