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Old 22.03.2015, 23:36
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How does health insurance thing work?

I have an international students health insurance from ASS. What exactly I will have to do if I want to go to a doctor? I know that I will have to fill up the form for re-reimbursement. But do I have to notify them before? This will be the first time I will be visiting doctor in this year, which means I have to pay the down-payment. The contract says, they will reimburse the full cost. But somewhere on the official site of govt. I read that one has to base some costs even after down-payment. I have no clue how it works. I will be grateful if anyone could tell me.

I am also seeking help to find an english speaking doctor in lausanne to consult about throats problem.

Thank you in advance
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Old 23.03.2015, 14:20
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Re: How does health insurance thing work?

Is that not mentioned in your contract? Best to call ASS and ask then.
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Old 23.03.2015, 14:35
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Re: How does health insurance thing work?

Are you sure your insurance cover is recognised here? Most international policies are not.
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Old 24.03.2015, 00:31
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Re: How does health insurance thing work?

I did call them up, but they were not so helpful.
@Medea Fleecestealer, I got the insurance here, which covers costs world-wide. May be I will call again with the hope that some other person picks up this time.
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Old 24.03.2015, 09:30
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Re: How does health insurance thing work?

Well, the way it used to work for us with CSS is that we paid the bill and then sent it to CSS who reimbursed us, less whatever our portion to pay was. Nowadays though the bills are sent straight to CSS and we get a bill from them to pay our portion.

Depending on your policy you may be limited to which doctors you can see so really you need to talk to your insurance company if you don't understand the contract. If necessary make an appointment with them to discuss it, if you don't get the answers you need over the phone.
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