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Old 09.06.2015, 19:41
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No claims- additional driver

If a person who is not the name on the car or insurance causes an accident will the accident cause higher insurance premiums for the insured? So does the accident register on the driver or he owner of the car?
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Old 09.06.2015, 19:51
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Re: No claims- additional driver

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If a person who is not the name on the car or insurance causes an accident will the accident cause higher insurance premiums for the insured?
Yes, unless you have bonus protection.

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So does the accident register on the driver or the owner of the car?
Driver, as far as the police are concerned, owner, as far as insurance is concerned.

Tom
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Old 09.06.2015, 20:01
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Re: No claims- additional driver

Ok so if i buy bonus protection it wont affect the insured on case of accident if they were not driving?

Also can a person without license insur the car and have additional drivers?
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Old 09.06.2015, 20:23
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Re: No claims- additional driver

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if i buy bonus protection it wont affect the insured on case of accident if they were not driving?
Yes, provided that you don't have more than once claim in a year.

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can a person without license insure the car and have additional drivers?
Yes, my daughter did.

It's the car that is insured in Switzerland, the drivers don't change anything.

However, if the driver is under 25, the deductible increases by CHF 1000.

Tom
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Old 09.06.2015, 21:37
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Re: No claims- additional driver

and you can get insurance for yourself to provide cover when you crash your friend's car. It's about 80 a year on top of a regular insurance IIRC, I used to have it when I actually cared about insurance....
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