Go Back   English Forum Switzerland > Help & tips > Insurance
Reply
 
Thread Tools Display Modes
  #1  
Old 31.08.2015, 23:34
Junior Member
 
Join Date: Sep 2012
Location: Zurich
Posts: 34
Groaned at 1 Time in 1 Post
Thanked 7 Times in 4 Posts
Ciuccio is considered a nuisanceCiuccio is considered a nuisanceCiuccio is considered a nuisance
Terminating a basic health insurance policy when moving abroad

It is very clear that one can terminate his/her basic health insurance policy at the end of the year, with an additional date at the end of June for those with a standard deductible of 300 francs. [Source]

What I do not understand is: if I move to an EU country where I don't need a health insurance, can I terminate my policy earlier?

Many thanks for your replies
Reply With Quote
  #2  
Old 31.08.2015, 23:50
Forum Veteran
 
Join Date: Dec 2012
Location: Aargau
Posts: 1,559
Groaned at 12 Times in 11 Posts
Thanked 1,810 Times in 881 Posts
Mullhollander has a reputation beyond reputeMullhollander has a reputation beyond reputeMullhollander has a reputation beyond reputeMullhollander has a reputation beyond repute
Re: Terminating a basic health insurance policy when moving abroad

Yes.
"Mit der Abmeldung in der Schweiz erlischt grundsätzlich am Ende des Monats der Versicherungsschutz gemäss Krankenversicherungsgesetz KVG."

See section "Krankheit/ Unfall":
https://www.eda.admin.ch/content/dam...men-ABC_de.pdf

This also looks worthwhile and is in English:
https://www.eda.admin.ch/eda/en/home...uswandern.html
Reply With Quote
  #3  
Old 31.08.2015, 23:54
Island Monkey's Avatar
Forum Legend
 
Join Date: Mar 2008
Location: Wallis
Posts: 3,379
Groaned at 62 Times in 32 Posts
Thanked 2,965 Times in 1,469 Posts
Island Monkey has a reputation beyond reputeIsland Monkey has a reputation beyond reputeIsland Monkey has a reputation beyond reputeIsland Monkey has a reputation beyond reputeIsland Monkey has a reputation beyond repute
Re: Terminating a basic health insurance policy when moving abroad

Yes, you just need to send them proof of de-registering.
Reply With Quote
  #4  
Old 01.09.2015, 00:37
Junior Member
 
Join Date: Sep 2012
Location: Zurich
Posts: 34
Groaned at 1 Time in 1 Post
Thanked 7 Times in 4 Posts
Ciuccio is considered a nuisanceCiuccio is considered a nuisanceCiuccio is considered a nuisance
Re: Terminating a basic health insurance policy when moving abroad

That's great! Thanks for both your answers!
Reply With Quote
  #5  
Old 02.09.2015, 09:46
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 13,724
Groaned at 209 Times in 181 Posts
Thanked 11,033 Times in 6,258 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: Terminating a basic health insurance policy when moving abroad

Quote:
View Post
Yes, you just need to send them proof of de-registering.

Unless you have replacement insurance or free health care & can prove it you will likely have to pay for 3 months as you have a European health card for which they are liable for 3 months.
Reply With Quote
  #6  
Old 02.09.2015, 20:21
Junior Member
 
Join Date: Sep 2012
Location: Zurich
Posts: 34
Groaned at 1 Time in 1 Post
Thanked 7 Times in 4 Posts
Ciuccio is considered a nuisanceCiuccio is considered a nuisanceCiuccio is considered a nuisance
Re: Terminating a basic health insurance policy when moving abroad

Quote:
View Post
Unless you have replacement insurance or free health care & can prove it you will likely have to pay for 3 months as you have a European health card for which they are liable for 3 months.
If I could thank you for this post (I think I haven't yet written enough posts myself), I would certainly do it. Many thanks!
Reply With Quote
Reply

Tags
abroad, health insurance, terminate




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Basic Health Insurance length of validity while traveling abroad AdrienBe Insurance 23 21.04.2015 09:37
Health insurance when moving cantons natcam Insurance 6 08.03.2015 11:53
Choosing a health insurance policy. LostTheMarbles Insurance 4 08.09.2013 16:22
basic sickness insurance policy when unemployed lucy_sg Insurance 2 14.01.2009 12:24


All times are GMT +2. The time now is 14:38.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2016, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0