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Old 01.09.2015, 15:27
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Can I use a foreign health insurance as a PhD student?

Hi,
I was wondering whether it is possible for me, as a PhD student ( salary > 50K, living in Vaud ) to use a foreign insurance provider as my mandatory health insurance provider and whether OVAM will accept that from me or not?

Thanks a lot
Best
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Old 01.09.2015, 15:41
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Re: Can I use a foreign health insurance as a PhD student?

Answer: Maybe - you have to apply for an exemption which will be evaluated.

"The following people are exempted on request provided that, throughout the period for which the exemption is valid, they have equivalent insurance coverage for healthcare in Switzerland:
  • people staying in Switzerland for purposes of basic or advanced training, such as students, pupils and trainees, and family members accompanying them
Requests will be assessed by the competent cantonal authorities. For further information or to obtain the necessary forms, please contact the competent authority directly where you are residing/staying or where you work.
http://www.bag.admin.ch/themen/krank...x.html?lang=de "

See FAQ pdf at upper right at this link:
http://www.bag.admin.ch/themen/krank...x.html?lang=en
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Old 01.09.2015, 16:23
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Re: Can I use a foreign health insurance as a PhD student?

Thanks. So I should first risk buying a new health insurance and then see whether OVAM accepts it or not?
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Old 01.09.2015, 16:59
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Re: Can I use a foreign health insurance as a PhD student?

Yes, for maximum 3 years. You need to make a request and send in a copy of your current insurance. (KVV, Art 2, Par 4)


https://fr.comparis.ch/krankenkassen...n-ausland.aspx

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Thanks. So I should first risk buying a new health insurance and then see whether OVAM accepts it or not?
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Old 01.09.2015, 18:22
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Re: Can I use a foreign health insurance as a PhD student?

I would suggest that you contact OVAM first (http://www.vd.ch/ovam) before buying any insurance. If you earn more than CHF 40,000 p.a. (forgot the precise amount), then I believe that you should have one of the LAMAL insurances (if not, they will organise one for you).
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