Go Back   English Forum Switzerland > Help & tips > Insurance
Reply
 
Thread Tools Display Modes
  #21  
Old 05.11.2015, 12:03
Forum Veteran
 
Join Date: Sep 2006
Location: Lausanne
Posts: 805
Groaned at 1 Time in 1 Post
Thanked 658 Times in 272 Posts
HeatherM has a reputation beyond reputeHeatherM has a reputation beyond reputeHeatherM has a reputation beyond reputeHeatherM has a reputation beyond reputeHeatherM has a reputation beyond repute
Re: medical insurance in switzerland

Six months doesn't seem like a horribly long wait to me, it would take awhile here too. I had a nine-month wait for ankle surgery between first seeing the doctor and going under the knife.

Have you also thought about how you will cope with post-surgical recovery? No doubt you will be in quite a lot of pain and have difficulties with eating/swallowing during the healing process. Personally, I would prefer to pass this time after surgery in my own home surrounded by family who could also provide assistance, as opposed to in a foreign country with a boyfriend who works all day and no other friends. Being home alone all day in pain is terrible. And being in hospital when you don't understand the local language is really tough.

In all cases, nothing is 100% covered by medical insurance here (except accidents) so even if the surgery was medically necessary, you would have to pay a few hundred a month in insurance fees, plus all medical costs up until your deductible is reached (so an additional 300 to 2500 CHF) and then 10% of all costs up until 10,000.- CHF, after which point insurance covers anything. It's not simple and it's not cheap.
__________________

Reply With Quote
The following 2 users would like to thank HeatherM for this useful post:
  #22  
Old 05.11.2015, 12:08
misaluana's Avatar
Senior Member
 
Join Date: Jul 2013
Location: bern and uk mostly
Posts: 254
Groaned at 61 Times in 28 Posts
Thanked 40 Times in 28 Posts
misaluana is considered unworthymisaluana is considered unworthymisaluana is considered unworthymisaluana is considered unworthy
Re: medical insurance in switzerland

infact thats why i said i woulod rather pay privately and im sure privately its fast here..

i dont care about the pain... im not a person to take painkillers but in this case ill have to take many aswell as ice packs the lot..

my depression due to my face is more important than pain at this point as i dont go out much due to this issue.

i cant do videos photos as my face comes slightly bent on chin even though its not visible when you look at me in person..

ok so forget the insurance at this point.
Reply With Quote
  #23  
Old 05.11.2015, 19:24
Today only's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Europe
Posts: 3,706
Groaned at 482 Times in 292 Posts
Thanked 3,922 Times in 1,959 Posts
Today only has a reputation beyond reputeToday only has a reputation beyond reputeToday only has a reputation beyond reputeToday only has a reputation beyond reputeToday only has a reputation beyond repute
Re: medical insurance in switzerland

Quote:
View Post
ok i will see as nhs should be seeing me in febuary.i may wait till then and see what they can offer.

if they cant.ill have to see if its cheaper to have private surgery in swityerland or uk..dont be surpised..switzerland may be cheaper than uk for maxilofacial surgery.
its a big thing in uk you see


privately in the sense of paying full cash..my whole savings and borrowing the rest

Sell some more underwear maybe ?

Last edited by 3Wishes; 06.11.2015 at 16:30. Reason: edited for content
Reply With Quote
This user would like to thank Today only for this useful post:
  #24  
Old 05.11.2015, 19:59
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 13,715
Groaned at 209 Times in 181 Posts
Thanked 11,027 Times in 6,254 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: medical insurance in switzerland

Quote:
View Post
If you spend more than 90 days in the UK, you are resident in the UK
Depending on the no of connections with the UK, you could only need 17 days in the UK to be resident. You can't just pluck no's out of thin air if you want people to take your posts seriously.

Your also entitled to NHS treatment for 5 years after leaving the UK, but why spoiled a good story.
Reply With Quote
  #25  
Old 05.11.2015, 20:15
Forum Legend
 
Join Date: Sep 2010
Location: Neuchatel
Posts: 19,355
Groaned at 368 Times in 275 Posts
Thanked 22,366 Times in 10,062 Posts
Odile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond repute
Re: medical insurance in switzerland

OK- perhaps I was wrong - but where on earth do you get the 17 days = residency. Please give link to that effect
Reply With Quote
This user would like to thank Odile for this useful post:
  #26  
Old 05.11.2015, 20:28
drkarthiks's Avatar
Senior Member
 
Join Date: Dec 2013
Location: Zurich
Posts: 451
Groaned at 8 Times in 6 Posts
Thanked 306 Times in 183 Posts
drkarthiks is considered knowledgeabledrkarthiks is considered knowledgeabledrkarthiks is considered knowledgeable
Re: medical insurance in switzerland

Quote:
View Post
OK- perhaps I was wrong - but where on earth do you get the 17 days = residency. Please give link to that effect
Think this would help - http://www.taxadvisermagazine.com/ar...e-non-resident
Reply With Quote
  #27  
Old 05.11.2015, 20:40
Forum Legend
 
Join Date: Sep 2010
Location: Neuchatel
Posts: 19,355
Groaned at 368 Times in 275 Posts
Thanked 22,366 Times in 10,062 Posts
Odile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond repute
Re: medical insurance in switzerland

Very interesting, thanks.
Reply With Quote
  #28  
Old 05.11.2015, 21:03
Forum Veteran
 
Join Date: May 2013
Location: Nyon
Posts: 1,823
Groaned at 61 Times in 33 Posts
Thanked 2,118 Times in 831 Posts
John_H has a reputation beyond reputeJohn_H has a reputation beyond reputeJohn_H has a reputation beyond reputeJohn_H has a reputation beyond reputeJohn_H has a reputation beyond repute
Re: medical insurance in switzerland

Well if **Josie Cunningham can get a boob job on the NHS without waiting lists, followed by media attention, housing, nose job, handouts, abortion, paid newspaper shyte and taxis to take her surviving kids to school

Then maybe you need to work on your sob story a bit.



** She should have had a face job first



Quote:
View Post
infact thats why i said i woulod rather pay privately and im sure privately its fast here..

i dont care about the pain... im not a person to take painkillers but in this case ill have to take many aswell as ice packs the lot..

my depression due to my face is more important than pain at this point as i dont go out much due to this issue.

i cant do videos photos as my face comes slightly bent on chin even though its not visible when you look at me in person..

ok so forget the insurance at this point.
Reply With Quote
  #29  
Old 05.11.2015, 21:16
RufusB's Avatar
Forum Veteran
 
Join Date: Jul 2015
Location: In my head. And Basel. And.
Posts: 1,498
Groaned at 33 Times in 32 Posts
Thanked 1,948 Times in 836 Posts
RufusB has a reputation beyond reputeRufusB has a reputation beyond reputeRufusB has a reputation beyond reputeRufusB has a reputation beyond reputeRufusB has a reputation beyond reputeRufusB has a reputation beyond repute
Re: medical insurance in switzerland

Quote:
View Post
evening,

As you may know i dont live in switzerland yet.i just travel back and forth visiting my partner,

in the uk i do not have medical insurance but i have seen maxilofacial specialist in near past (over the years) via the nhs .but nothing has ever been done as i never went through with it

i believe its a PRE EXISTING CONDITION CORRECT?

if i get medical insurance in uk i presume i woudlnt be covered for operations and maxilofacial treatment correct?

anyways the main question, if i move here permanently or even temporary and get medical insurance will they know that i have a pre existing condition?
and how soon after getting insurance can i actually procede with maxilofacial etc?
and do i pay or is it all paid for me?

thanks for replying
If you've been seeing a max facs specialist in the UK and he/she recommends treatment, why didn't you go through with it? Unless it was purely cosmetic I don't understand why it would be something you'd leave. If it's dental, what does your dentist say?

And it's pre existing, yes.

As long as you're in the UK and presumably are a resident there you're entitled to NHS treatment. Do you have a UK address and are you registered with a G.P.? The only downside may be a waiting list but they are getting a bit shorter. I don't know your residential circumstances but it makes sense to finish what you stated in the UK, surely?

Ok. I read all the thread now. My tablet skipped some of it.

Go back to your GP or dentist, whoever originally referred you, or straight back to the specialist if you can and take their advice. If it's something you feel so strongly about and the aesthetic side of things is adversely affecting you, do something about it. The 6 months is probably the longest you'll have to wait.

And where's the harm in taking painkillers if prescribed?

Last edited by RufusB; 05.11.2015 at 21:28. Reason: update
Reply With Quote
  #30  
Old 05.11.2015, 21:23
RufusB's Avatar
Forum Veteran
 
Join Date: Jul 2015
Location: In my head. And Basel. And.
Posts: 1,498
Groaned at 33 Times in 32 Posts
Thanked 1,948 Times in 836 Posts
RufusB has a reputation beyond reputeRufusB has a reputation beyond reputeRufusB has a reputation beyond reputeRufusB has a reputation beyond reputeRufusB has a reputation beyond reputeRufusB has a reputation beyond repute
Re: medical insurance in switzerland

Quote:
View Post
Depending on the no of connections with the UK, you could only need 17 days in the UK to be resident. You can't just pluck no's out of thin air if you want people to take your posts seriously.

Your also entitled to NHS treatment for 5 years after leaving the UK, but why spoiled a good story.
Doesn't it also have to do with whether or not you have a residence in the UK?
Reply With Quote
  #31  
Old 05.11.2015, 21:41
Medea Fleecestealer's Avatar
Forum Legend
 
Join Date: Jul 2011
Location: Misery-Courtion
Posts: 13,471
Groaned at 169 Times in 134 Posts
Thanked 9,605 Times in 5,488 Posts
Medea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond repute
Re: medical insurance in switzerland

Quote:
View Post
Well if **Josie Cunningham can get a boob job on the NHS without waiting lists, followed by media attention, housing, nose job, handouts, abortion, paid newspaper shyte and taxis to take her surviving kids to school

Then maybe you need to work on your sob story a bit.



** She should have had a face job first
God she's not still floating around is she? Should be taken to court and made to pay back all the money she's conned out of the NHS, etc. Then ship her off to the Kardashian household - I'm sure she'd fit right in.
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Is reconstructive surgery covered in Medical Insurance Raj2014 Family matters/health 2 05.11.2014 10:17
Medical Insurance in Switzerland Junioro Insurance 58 08.11.2013 23:24
No medical insurance while in transit/on vacation between CH & USA Claireeh Leaving Switzerland 7 05.09.2013 23:18
Cigna International Medical Insurance-valid in Switzerland? Sharona Insurance 6 19.01.2013 15:58
Medical care prior to enrolling in insurance? RobertS Insurance 3 14.07.2012 02:34


All times are GMT +2. The time now is 13:45.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2016, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0