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Old 01.12.2015, 20:23
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Insurance for someone works France, lives in Switzerland

We are going to move from France to Switzerland, as my husband got a job offer there. As I work at home for a French company, my boss is ok that I continue my job even though I will leave in Switzerland.
The question is if I work for French company, should I be covered by French social security system, such as health insurance, or I should go for Switzerland insurance?
I looked everywhere for information without any useful information if someone can help?
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Old 01.12.2015, 21:32
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Re: Insurance for someone works France, lives in Switzerland

Does your company already provide health insurance cover for you? If so, then you'd need to check with the cantonal health office where you will live if they agree the insurance cover meets Swiss standards. Otherwise you'll need to get Swiss health insurance which is mandatory for all residents.
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Old 02.12.2015, 13:50
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Re: Insurance for someone works France, lives in Switzerland

According to the bilateral Agreement with the EU do you need to have your basic insurance in the country you work in. If you wish to be insured for the basic insurace (KVG) in Switzerland, you should ask for exemption in France at the CPAM (Caisse Primaire Assurance Maladie) within the first three months. Additional insurance cover can be kept in Switzerland as you will live in Switzerland. All major insurance companies in Switzerland will be able to give you an offer for a crossborder cover.
In this case, you will have to make a decision quick, as you only have three months to get it all sorted, and believe me, the CPAM isn't quick.
More info can be found on www.kvg.org Gemeinsame Einrichtung KVG in Solothurn. Depending on were you live they will be your support and can advise you fully
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