Personal Liability Insurance claim process
Im new to swiss. Next month im renting a new apartment. I was told by my friends to take private liability insurance which would cover my 2 months deposit at the end of my lease. Does anybody know how the liability insurance would cover for the deposit? At the end of rental contract do we need to call the insurance guys and claim the amount which the owner puts on us for cleaning?
Not sure how this claim process would protect my deposit.