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Old 11.04.2016, 18:30
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Medical Certificate?

Hello Guys,

How do i get a Medical Certificate and how much it costs actually?

I have an old certificate but from my original country which obviously is not relevant in here.

Thank you so much in advance.

P.S. i am in the St. Gallen canton

Last edited by 3Wishes; 11.04.2016 at 21:29. Reason: removed link
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Old 11.04.2016, 18:34
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Re: Medical Certificate?

I can't read Cyrillic, so I didn't click on the link.

What do you mean by "medical certificate"? What do you need it for? Who is requesting it?

In general (I presume you need a doctor's note for your employer due to illness, but I could be wrong. Feel free to elaborate so that we can give more precise answers), you can get them from your current GP who might issue a cert based on your current state of health (Arbeitsunfähigkeitszeugnis). If you need records of your entire medical history though, I have no idea as to how you should proceed.

As to how much it costs, no idea.


Also, as English is the forum language, please translate the Cyrillic description of your link to English.
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Old 11.04.2016, 18:39
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Re: Medical Certificate?

Yes exactly. That's what i need. Sorry for using wrong term i wasn't sure how it's called in English. Anyway i would like to find out how much it costs and if it takes longer to be issued. Thank you for any further help.
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Old 11.04.2016, 19:03
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Re: Medical Certificate?

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Yes exactly. That's what i need. Sorry for using wrong term i wasn't sure how it's called in English. Anyway i would like to find out how much it costs and if it takes longer to be issued. Thank you for any further help.
Ask your doctor how much it costs - no one here can tell you that. Probably it will be issued after the doctor has assessed your state of health.
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Old 11.04.2016, 19:10
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Re: Medical Certificate?

Sure thing. I just wanted to find out if it's maybe expensive or something.

Thank you so much for replying. It's greatly appreciated. Cheers
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Old 11.04.2016, 19:15
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Re: Medical Certificate?

The assessment by the doctor will be covered by your Swiss health insurance so you'll only pay a percentage of the total bill.
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Old 11.04.2016, 19:16
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Re: Medical Certificate?

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The assessment by the doctor will be covered by your Swiss health insurance so you'll only pay a percentage of the total bill.
...if you've already paid your entire deductible in other bills.
If not, you'll have to foot the whole bill or part of it.

Explanation Health Insurance FAQs
Further info in the thread which is linked at the top of the post I linked to.

Last edited by glowjupiter; 11.04.2016 at 19:39. Reason: clarification - see Post #9 for details.
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Old 11.04.2016, 19:23
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Re: Medical Certificate?

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...if you've already paid your entire deductible in other bills.
If not, you'll have to foot the whole bill.

Explanation Health Insurance FAQs
Further info in the thread which is linked at the top of the post I linked to.
Depends on your insurance plan doesn't it? We've never paid a bill in full whether the deductible has been used up or not. Or maybe it's because ours is quite low.
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Old 11.04.2016, 19:28
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Re: Medical Certificate?

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Depends on your insurance plan doesn't it? We've never paid a bill in full whether the deductible has been used up or not. Or maybe it's because ours is quite low.
If you have a deductible of CHF 300 and your first bill in 2016 is CHF 200 you pay the bill in full. Insurance covers 0.-
If you have a deductible of CHF 300 and your first bill in 2016 is CHF 500 you pay CHF 300 plus 10% of CHF 200 = CHF 320. Insurance covers CHF 180.
If you have a deductible of CHF 300 and your first bill in 2016 is CHF 15k, you pay CHF 300 plus 10% of CHF 7000 (equaling CHF 700 maximum retention fee per year). The insurance covers CHF 14k.
If you have a deductible of CHF 2k and your first bill in 2016 is CHF 8k, you pay CHF 2k plus 10% of CHF 6k (CHF 600) = total of CHF 2600. Insurance covers CHF 5400.

Hope this clears things up
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Old 11.04.2016, 19:40
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Re: Medical Certificate?

However- please be aware no Swiss doctor (and hopefully any doctor anywhere) will just 'translate' your medical certificate as is- but will want to do their own examination and tests if necessary to ensure the diagonosis is correct as far as they are concerned. Same for a prescription for treatment or drugs- they won't just translate the one from back home- but will want to establish if it is suitable or not, etc.

S/he will want to take a full medical history, and probably run some tests, xrays, mri - depending on the situation- so the cost can be as short or as long as your average piece of string.

Last edited by Odile; 11.04.2016 at 21:00.
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Old 11.04.2016, 19:43
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Re: Medical Certificate?

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However- please be aware no Swiss doctor will just 'translate' your medical certificate as is- but will want to do their own examination and tests if necessary to ensure the diagonosis is correct as far as they are concerned. Same for a prescription for treatment or drugs- they won't just translate the one from back home- but will want to establish if it is suitable or not, etc.
Agreed: OP, the doc will base his cert on your current state of health, not (only) documents from the past. At the very least there will be an examination and you will be asked questions.
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Old 11.04.2016, 20:36
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Re: Medical Certificate?

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If you have a deductible of CHF 300 and your first bill in 2016 is CHF 200 you pay the bill in full. Insurance covers 0.-
If you have a deductible of CHF 300 and your first bill in 2016 is CHF 500 you pay CHF 300 plus 10% of CHF 200 = CHF 320. Insurance covers CHF 180.
If you have a deductible of CHF 300 and your first bill in 2016 is CHF 15k, you pay CHF 300 plus 10% of CHF 7000 (equaling CHF 700 maximum retention fee per year). The insurance covers CHF 14k.
If you have a deductible of CHF 2k and your first bill in 2016 is CHF 8k, you pay CHF 2k plus 10% of CHF 6k (CHF 600) = total of CHF 2600. Insurance covers CHF 5400.

Hope this clears things up
Yes, I've got it now having looked through the last couple of months' payments. Our first bill this year was under the Franchise so we paid in full. Guess it's just because that so rarely happens - or else I just haven't noticed.

Can someone explain what the Quote-Part is? That seems to kick in after the franchise is used up. We've got a Franchise of 500 and a Quote-Part of 700. It doesn't really translate into sensible English if I put the phrase through my translation package.
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Old 11.04.2016, 20:39
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Re: Medical Certificate?

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Yes, I've got it now having looked through the last couple of months' payments. Our first bill this year was under the Franchise so we paid in full. Guess it's just because that so rarely happens - or else I just haven't noticed.

Can someone explain what the Quote-Part is? That seems to kick in after the franchise is used up. We've got a Franchise of 500 and a Quote-Part of 700. It doesn't really translate into sensible English if I put the phrase through my translation package.
That's the retention fee (Selbstbehalt) mentioned above. You pay your deductible plus CHF 700 max per year. The insurance charges you only 10% of your bill after you have paid your deductible in full, and they only charge you your retention fee until you have paid CHF 700 (in a year).

Will give examples, just a mo.


Let's say your deductible is CHF 300 in all cases. Three treatments within a year, named treatment a, b and c.


Case 1: Bills for a) CHF 500 - b) CHF 6k - c) CHF 400. You pay CHF 320, then CHF 600, then CHF 40. Total deductible used plus CHF 660 retention fee.
Case 2: Bills for a) CHF 500 - b) CHF 600 - c) CHF 2k. You pay CHF 320, then CHF 60, then CHF 200. Total deductible used plus CHF 280 retention fee.
Case 3: Bills for a) CHF 15k - b) CHF 500 - c) CHF 2k. You pay CHF 1k for the first bill, then nothing. Total deductible used plus CHF 700 retention fee. The whole amount has to be paid at once, for treatment a).
Case 4: Bills for a) CHF 40 - b) CHF 80 - c) CHF 20. You pay CHF 40, then CHF 80, then CHF 20. Your deductible isn't used up yet, and you pay no retention fee.
Case 5: Bills for a) CHF 300 - b) CHF 5k - c) CHF 200. You pay CHF 300 (your deductible) for treatment a, then CHF 500 (10% of the bill) for treatment b, then CHF 20 (10% of the bill) for treatment c. Payment for treatments B and C comes out of your deductible (as the total of your treatments' cost exceeds your deductible after treatment A), while payment for treatment A comes out of your deductible, as you haven't paid anything for medical treatments before treatment A.

Does this help?

Last edited by glowjupiter; 11.04.2016 at 20:51.
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Old 11.04.2016, 20:55
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Re: Medical Certificate?

Ah, retention fee. That's a more sensible phrase. Now it makes better sense, thanks glowjupiter.
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Old 11.04.2016, 21:09
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Re: Medical Certificate?

Getting back to the OP, if you need a medical certificate for an ongoing condition, once the doctor has recognised that you have this problem, you will not necessarily have to go back to the doctor and have a full examination each time your certificate needs renewing.

I had medical certificates issued for depression for the best part of five years. My psychiatrist saw me regularly, but as far as the medical certificate was concerned she was quite happy to renew it over the phone.

Of course it may be different if you have a physical health problem... I haven't had so much experience with that!
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