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Old 06.08.2009, 12:33
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Life Insurance

Anyone with experience in getting a reasonable life insurance in Zurich area?

Any recommendations?
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Old 06.08.2009, 12:56
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Re: Life Insurance

For clarification purposes: I'm looking for a pure risk, no investment, life insurance policy.
Any experiences with PostFinance from DiePost life insurance?
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Old 07.08.2009, 12:53
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Re: Life Insurance

We got ours at Mobiliar. Costs you about 200.-/year per 100K for a normal health non-smoker.

Can't tell you if they are good though as I haven't died.
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Old 23.12.2009, 23:41
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Re: Life Insurance

Ok, so I went for Zurich Life Insurance.
Wrong decision, really wrong.

Today I sent this email to those guys:

Hi XYZ, ABC,

So you decide to send me a letter saying that I haven't paid my life insurance hmmm?

Let me explain you my calvary with your funny company:

1) I contact your Winterthur agent for my life insurance, great guy, DEF.
2) DEF prepares a proposal, I pass my medical exams and send them to you (here ends my good experience w/your company).
3) You take ages to approve it (who knows why), you send me back the original proposal 3 times because you were missing some info, each time a different piece of info. Every time originals coming and going, as if faxes, email and scan machines were inexistent.
4) You send a my life insurance policy, the wrong one, a smoker insurance policy with the wrong payment slip. (my medical examination confirmed that I am a non-smoker just in case you have a doubt).
5) I send back to you the policy (you wouldn't issue a new one until you received the old one because there might be the possibility that I die in the transition and my family could collect the money from two different policies). At this point, your company hit the top marks: Incompetent and miserable.
6) Finally you send the correct policy and the correct slip.
7) I PAY THE SLIP !!! Understand? Capisce? Verstanden? IT IS PAID!!
8) I receive your funny request to pay the old slip, the wrong one.
9) I wonder why on Earth I took insurance with your company.

There are two ways out of here:
1) An apology in writing for being so utterly useless at what you do + confirmation that you have on record my life insurance policy and that it is valid.
2) You cover me until I change insurance company and I get a full refund from you. (I should really charge you for all the hours I have put on this client-supplier relationship).
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Old 24.12.2009, 11:03
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Re: Life Insurance

Following on the email in which I copied you yesterday, please find copied here a couple of thoughts.

XYZ, ABC, I am still not getting my reply. By quick reply, I mean really quick, you've managed to **** me off in Christmas big time.

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