Hello all.

My current permit is expiring this Monday, November 30 (entry date: December 8, 2008).
Only yesterday did I send the required documents to my employer's immigration partner (Fragomen) because it took HR around two months to finish my contract extension . I suppose their local attorney will apply for my permit extension on Monday and I might not receive it by the end of the year.

During my first year here I had insurance from Helsana, but I sent them the resiliation letter as I plan to get my service from Assura for 2010.
So now I don't know if I can apply for my 2010 health insurance without a valid permit. Do you think I can do it?
Last year, when I received the permit (in late February ) the canton asked me to get a health insurance, which I started paying in April, resulting to four insurance-free months. I'd love to do the same this year, but, given that I am already a resident, can I?


PS. Since I am an EU national I am legally working in the country even without having received the permit.

You were lucky not to have paid back pay from when you first entered the country.

My concern is not whether I'll avoid paying for it or not, but rather the opposite.
I really need it now (after Christmas actually), and the reason why I stopped my contract with Helsana and decided to go for Assura was the fact that I want to take the 300 francs deductible and also add some extra coverage for hospitalization.
Only last Friday I realised that I might have an issue because of the fact that I don't have a valid permit at the moment and I don't expect to receive by year end...