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Old 26.04.2010, 10:03
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uk car insurance Swiss licence

I have a UK registered car and UK insurance (it's too expensive to change at the moment). I would like to put my Swiss partner on my insurance. Does anyone know of any UK insurance companies who will do this? Most only allow EU licences.
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Old 26.04.2010, 10:09
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Re: uk car insurance Swiss licence

I take it your current Insurer has said no?

How long have you had the car over here?

You still have a UK address then?
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Old 26.04.2010, 10:33
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Yes, I have a uk address. I just need to add my partner.

I need to renew my insurance this week. The current insurer will only insure with EO licences.

Last edited by Longbyt; 28.04.2010 at 08:45. Reason: consecutive posts - aiming for title of forum legend?
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Old 26.04.2010, 10:36
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Re: uk car insurance Swiss licence

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I need to renew my insurance this week. The current insurer will only insure with EO licences.
Give this place a call.

STUART COLLINS & CO
114 WALTER RD
SWANSEA
SA1 5QQ

PHONE 00 44 1792 655562

FAX 00 44 1792 651126
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Old 27.04.2010, 18:01
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Re: uk car insurance Swiss licence

I know Switzerland isn't in the EU, but for the sake of licensing, etc. I'm surprised that EFTA countries are not considered the same. My mum sometimes puts me on her insurance in the UK and they have no issues with my Swiss licence. I would really push the current insurance company and then if it's still a no-go, ring around if the response on here is poor.
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Old 28.04.2010, 08:23
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Thank you for the responses.

K - Can I ask which insurance company your mum uses because that's all I want, to put my partner on as an additional driver.

I meant - rdiggle

Last edited by Longbyt; 28.04.2010 at 08:48. Reason: ditto!
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Old 28.04.2010, 09:54
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Re: uk car insurance Swiss licence

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I know Switzerland isn't in the EU, but for the sake of licensing, etc. I'm surprised that EFTA countries are not considered the same. My mum sometimes puts me on her insurance in the UK and they have no issues with my Swiss licence. I would really push the current insurance company and then if it's still a no-go, ring around if the response on here is poor.
Switzerland is among those countries of which the licenses are exchangeable without tests in the UK and perhaps throughout the EU. But as Switzerland is ot in the EU it isn't subject to the Driving Licence Directives http://ec.europa.eu/transport/road_s...licence_en.htm and so possession of a Swiss licence is not equivalent to possession of an EU one for which EU tests have been taken.

This creates a problem for dual residents. Whilst one is allowed to have both a Swiss and an EU licence, it isn't obvious how to do that except by taking the tests in both places. (EU law forbids holding two EU licences, with some apparent exceptions for grandfathered cases where a licence was held at the time the issuing country became an EU member.)

A Swiss licence can be used in the UK for 12 months without exchanging it, and only after 6 months' residence is the person even allowed to apply for a British one. (In fact, the 6 months is self-certified by signing an acknowledgment at the time of taking the practical test, etc.) So it's hard to see how a UK insurer can refuse to insure such a person except insofar as an insurer might be able to refuse someone for any reason or none at all.
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Old 28.04.2010, 10:11
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Re: uk car insurance Swiss licence

I agree, I don't see why it should be an issue to add a driver to your existing policy. Unless of course you haven't disclosed to your insurer you are no longer UK resident. In which case you may find in the event of an accident the insurer may refuse to pay out. The broker Kev supplied, will provide policies from the UK that will fully cover you here, but they aren't cheap, but it is cheaper than a Swiss policy. It is legal to drive here on pan Euro policies, but a Swiss policy is required for registering your car here. So next month it's bye bye to my 590 euro French policy, and hello to 2,200 of Swissy cover with less benefit
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Old 29.04.2010, 13:21
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Re: uk car insurance Swiss licence

I have a policy that allows me upto 180 days in any one journey outside the UK. I haven't said I am not resident as my income is from the UK and I am a split resident. My policy is fine, it is only wanting my Swiss partner. the insurance company is definate that Swiss licences cannot be included on the policy as additional drivers.

On another thread someone said cars here are cheap so why to the British bring cars in. but the car I am thinking of buying is a Sharan, New in the UK is 18,000 and new here is 60,000. My partner agrees that we are better buying from the UK and registering it here with the RHD than buying one here. Unless there is something I am missing?
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Old 29.04.2010, 14:59
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Re: uk car insurance Swiss licence

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Give this place a call.

STUART COLLINS & CO
114 WALTER RD
SWANSEA
SA1 5QQ

PHONE 00 44 1792 655562

FAX 00 44 1792 651126
Kevlegs is spot on with this company. They managed to get me a quote and said they could cover most unusual car insurances such as living in CH but need to keep a UK car insured in the UK, Non UK drivers to insure etc. Here is the email as well: stuart@collinsinsurance.demon.co.uk

I emailed them with my details, the car details and my needs and by the next day they sent me a quote. Not too shabby either as the quote was very reasonable.
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