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| Hi everyone,
I will be in Switzerland soon and will have to choose a healthinsurance.
I am used to my HMO Kaiser Permanente which have theire own Hospitals and Medical offices. I don't ever have to pay the Doctor for my treatment just a $ 20.00 copay at my appointment.
Is there a Healthinsurance where the Doctor will bill them and not me?
Thanks for any advise | |
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I use
Sanitas... All I received was a bill for the excess/'franchise'