Welcome to the Forum.
I've moved this to Introductions, as you don't seem to have made one before, and I've put your other Thread, with partly similar content, into Employment.
If you keep your questions into the relevant section, you'll get all the answers in the same place. Not that the replies or helpful tips will agree with each other, they never do on EF, but at least members will be contradicting each other in the same Thread!