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Old 26.09.2014, 18:42
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Unpaid bill before leaving Switzerland

Hey guys,

I am about to leave Switzerland.
Today after deregisteration in the local Germainde in Zollikon, as they suggested, I went to another local office to check if I have unpaid bills....
And they told me that I was not registered there, so in their system I don't have unpaid bills.

It is a bit strange that I am not in the system.... What does it mean that I am not in the system?
Before moving to Zollikon, I was in Zurich and I remember once I could get a certificate that I don't have unpaid bill.
Do I need to register in the bill system in Zollikon when I moved from Zurich? A bit strange... I thought that the only thing that I need to do is to register in Germaine in Zollikon.

Thanks!
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Old 26.09.2014, 18:50
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Re: Unpaid bill before leaving Switzerland

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Hey guys,

I am about to leave Switzerland.
Today after deregisteration in the local Germainde in Zollikon, as they suggested, I went to another local office to check if I have unpaid bills....
And they told me that I was not registered there, so in their system I don't have unpaid bills.

It is a bit strange that I am not in the system.... What does it mean that I am not in the system?
Before moving to Zollikon, I was in Zurich and I remember once I could get a certificate that I don't have unpaid bill.
Do I need to register in the bill system in Zollikon when I moved from Zurich? A bit strange... I thought that the only thing that I need to do is to register in Germaine in Zollikon.


Thanks!
They have no idea about unpaid bills, only bills that your being taken to court for not paying.

When I deregistered from Switzerland, I was not asked if I had any outstanding debts. The only thing that needs to be paid is any potential tax bill IN CASH
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Old 04.10.2015, 13:36
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Re: Unpaid bill before leaving Switzerland

Just a quick question, I was wondering, I would like to leave Switzerland because currently I'm without a job now, and been almost 8 moths without luck to find one, the thing is I have 1 month of unpaid bills, so I was wondering, if I leave switzerland will they charge me these bill that I have unpaid? I know they check in the "poursuites office" if you have anything that has overdue, but about unpaid bills theres is nothing around written. Could someone explain to me if I unregister from the gemeind where I live (Sierre, VS) will I have to pay these bills?
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Old 04.10.2015, 13:45
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Re: Unpaid bill before leaving Switzerland

Are you asking us are your responsible for bills you incurred?
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Old 04.10.2015, 14:33
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Sorry for whatever reason my account would not let me log in ...

What I meant to say is and I quote "I have no money to pay my bills" and I want to leave Switzerland, will Switzerland charge me the bills that have yet not been payed? Or can they take money out of my AHV account to pay them?

If I leave Switzerland with bills to pay, will I be charged with debt?

My question put simple would be, will I be in "law" trouble if I leave Switzerland with some bills unpayed?

Last edited by 3Wishes; 04.10.2015 at 18:23. Reason: merging consecutive replies
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Old 04.10.2015, 14:47
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Re: Unpaid bill before leaving Switzerland

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My question put simple would be, will I be in "law" trouble if I leave Switzerland with some bills unpayed?
Yes. You will have debt record filed against you. Will you go jail? No. Unless it's un paid parking tickets or the like. They won't extract it from AHV.
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Old 04.10.2015, 14:52
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Re: Unpaid bill before leaving Switzerland

Sorry for taking you time Confloozed, I have currently, one month of personal insurance to pay one from swisscom and one from SBB, if let's say were to leave next week out of Switzerland, I would be in trouble (that is what I understood).

Is there some kind of arrengement that can be made in order to pay those bills later? Or would those bills be charged immediatly at me? Quoting "I can't pay the bills because I have no money"
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Old 04.10.2015, 15:09
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Re: Unpaid bill before leaving Switzerland

I am sorry you are going through a bad time- but really, you can't ask us on EF to condone you leaving with debts unpaid. If you do, you certainly can say good bye to you returning to Switzerland and getting a permit. If you go to Europe, you might be traced- perhaps if you go and live in somewhere non EU very far away- you might not.

But remember that this is the reason Swiss have become very stringent about asking for hefty deposits on apartments, and make it difficult for many foreingners to purchase all sorts of goods and services. Each person leaving with debts unpaid makes it more and more difficult for the others- who unfortunately all get tarred with the same brush.
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Old 04.10.2015, 15:09
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Re: Unpaid bill before leaving Switzerland

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Sorry for taking you time Confloozed, I have currently, one month of personal insurance to pay one from swisscom and one from SBB, if let's say were to leave next week out of Switzerland, I would be in trouble (that is what I understood).

Is there some kind of arrengement that can be made in order to pay those bills later? Or would those bills be charged immediatly at me? Quoting "I can't pay the bills because I have no money"
It's quite possible that they will come after you, if they choose to do so you will have to cover their costs which could easily be 10 times the debt. Remember the Swiss don't really do 'common sense' they follow rules.

Of course if you were to go to the UK & become bankrupt then the Swiss would have to accept that.

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I am sorry you are going through a bad time- but really, you can't ask us on EF to condone you leaving with debts unpaid. If you do, you certainly can say good bye to you returning to Switzerland and getting a permit. If you go to Europe, you might be traced- perhaps if you go and live in somewhere non EU very far away- you might not.
.
I don't think there is any truth in this, an EU person can come to live in CH & would be entitled to a permit.
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Old 04.10.2015, 15:18
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Re: Unpaid bill before leaving Switzerland

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Sorry for taking you time Confloozed, I have currently, one month of personal insurance to pay one from swisscom and one from SBB, if let's say were to leave next week out of Switzerland, I would be in trouble (that is what I understood).

Is there some kind of arrengement that can be made in order to pay those bills later? Or would those bills be charged immediatly at me? Quoting "I can't pay the bills because I have no money"
Yes. You can contact all of the above directly, and they will put you on payment plans, even trivial sized amounts. Even if you tell them it will take awhile before you can pay, just communicate with them and get it resolved sooner then later. Otherwise it will rapidly mount what you will owe.
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Old 04.10.2015, 15:26
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Re: Unpaid bill before leaving Switzerland

I thank you all for the help, and advice, that you are giving me (also thank you for the encouragement words), the thing is I want to leave Switzerland because the simple fact that I cannot seem to find a job pretty much about anywhere

I will try to call the companies, just like Confloozed said and explain the situation and ask if there is a way for me to pay them when I'm abroad on small quantities, for the bills I have not yet paid..

Again thank you all for the time taken to respond to my doubts and questions about everything

You guys made my day happier
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