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Old 21.04.2015, 11:21
mhk mhk is offline
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cancelling health insurance

I cancelled my health insurance since I will be leaving switzerland.
The insurance company said something like ok but if you go to EFTA country
blah blah blah..according to revised EFTA convention ...blah blah

Does someone know about what are the implications of leaving switzerland and going to EFTA country ? Google translate didn`t help me much here.
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Old 21.04.2015, 12:08
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Re: cancelling health insurance

All you need to do is send them the "leaving Switzerland form" and you should be good to go. otherwise give them a call and see what has to happen......

Everyones contract is a bit different with different companies
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Old 21.04.2015, 12:19
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Re: cancelling health insurance

well I did that just wanted to know if anyone knows about "revised EFTA convention"..
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Old 21.04.2015, 12:32
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Re: cancelling health insurance

The EFTA convention is the blanket bi-lateral agreement covering relations with Europe on trade, people movement etc.

It's massive - you'd need to be a bit more specific...

It does cover things like sharing of health services, e.g. emergency cover, but that would surely only indicate what your Swiss policy can/must allow, not any sort of cancellation rules.

Maybe what they are saying is (something like) "you could keep your policy for 6 months in case you change your mind / don't get cover in the new country straight away" ?
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Old 25.05.2015, 10:55
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Re: cancelling health insurance

Regarding the "leaving Switzerland form" Is there a specific standard form / wording to use or is each company different?
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Old 25.05.2015, 19:31
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Re: cancelling health insurance

Nope. You could use the form generator on comparis.ch for a general letter to cancel the insurance, and create a similar letter adapted to your situation.
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Old 25.05.2015, 20:02
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Re: cancelling health insurance

No need to give notice in advance, send cancellation & leaving certificate at the same time. You will need to show insurance in an EU state or registration in a state system or you will be liable to 3 months extra premiums as the certificate from CH is valid as a tourist for 3 months in the EU.
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Old 24.07.2015, 18:01
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Re: cancelling health insurance

I sent my health, fire, and home contents insurance companies each a letter and enclosed a copy of my deregistration from the commune (Attestation de dpart). On the advice of my agent Jenny of this forum, I wrote the letters in English, and it wasn't a problem.

I included in my letters: my name, date of deregistration and departure from Switzerland, insurance policy number, Swiss address, email, and phone number, and my new contact information (address, phone, email) in the USA, specifying the dates I could be reached in CH and in the USA. I also included my bank account information for refunds.

Within about a week or two each company sent me a written confirmation by post confirming my cancellation and letting me know about refunds, if any. Jenny had suggested I follow up my letters with a call after about a week; the only one I hadn't heard from within a week was my home contents insurance -- I called but their confirmation letter came the next day.
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Old 15.09.2015, 11:43
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Re: cancelling health insurance

Anyone has experience in cancelling with Swisscare? I am wondering if the requirements might be more lenient...
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