Not quite a riddle, more of a "you can't take it with you".

i see.

krlock3

by the way lob, i also had a look at your cgi house pics.

wow thats some pad!!!! tremendhouse!

krlock3

Shroud- A cloth used to wrap a body for burial.


No pockets in a shroud = no chance of taking your savings with you when you die. You could have a shroud custom made with large pockets. If you do that then you will be alright

What Dave was trying to say was---> live for now (I think anyway)

yep, im certainly getting it now.

i just finished the alan clark (British Minister who died in 1999) diaries, and he chose a shroud burial. However, he also had many artifacts of interest buried with him, eg reminders of his favourite things. kind of negates the argument. he took stuff with him, and was buried in a shroud.

Negates the argument?? Where did he take his things then?

It's a metaphor, or Spanish proverb, (and a book, though alas not a play or a film or we'd all be playing charades ) and how Alan Clarke was buried has no impact on its meaning or negates the argument.

dave

Perhaps you can give him a ring and ask him ?
http://news.bbc.co.uk/2/hi/technology/4853548.stm

dave

yawn.


krlock3

sorry that i seem to have made this thread "drift off" topic. lets not get sidetracked.

krlock3

Nothing shocks me about humans anymore.
"Phone home"- ET

Hi

Im trying to arrange a meeting with the advisor at the bank, but in the mean time can anybody answer my question, which is...

Is it possible for a foriegner to buy property in Switzerland, and what are the pros and cons of doing so? I am from the UK but am living and working here in Switzerland.

thanks

Where Zurich big businesses employees live, prices can go through the ceiling - how unattractive as the place can be. Not too far in the hinterland though, where locals make up more than 90% of the population, good deals can at times be found.

There is a guy pretty well-versed with the odd approaches that local owners use to advertise about their place, I think he's more into coaching owners than buyers, but he might perhaps suggest you an unexpected place or two for you to check out. He's a former agency broker. He regularly updates a page on zurich.craigslist.org/com/267626437.html

My English daughter has a B permit. If she wishes to purchase an apartment in Vaud can she let us, her parents now in retirement, pay for a substantial percentage of the cost and co-own it without us having to get a Foreigners' Permit to purchase?

http://www.englishforum.ch/permits-v...-b-permit.html

is your previous question pretty much asking the same. If you can prove to the authorities that you'll be no burden then as an EU-er, you'll be able to buy yourself (I'd say).

Or is this a second place you want to (co-)buy?

The bank giving me a mortgage offer has suggested that because there are no more permits for foreigners left in the present allocation in the Villeneuve area I MIGHT be able to let my daughter use her B permit, if she was going to own part of the apartment. The query is: will this excuse my wife and me -as her parents = tfrom the need to have a Permit for Foreigners to purchase.

For what it is worth Clive, we are in the throes of being successful [we hope!] of buying in Wallis: neither my husband nor I, nor our son who is resident in London, have any kind of permit. The property is being bought in his name. However, each Kanton has it's own rules, allocations, permits, Kontingent so this may only apply to Wallis where they are more or less dependent solely on tourism.

Hi,
you can buy in tourist areas without having residency permit, however not sure what category Villneuve comes under. I think I looked at a property there previously and permits were necessary, your estate agent will know. However you could probably buy in Montreux without residency permit , but would depend on the quotas left. The British Consulate has a list of English speaking lawyers in the region if you need more advice.
Jo

hi,

This is a really interesting thread...i was going to post the same but why bother when lots of info here.

I see many salient points here. Coming from the house obsessed UK it does seem odd to have a different mentality, both here in france and in CH.

I can also see how many people (most of which have never experience a house price crash firsthand) come from the UK and expect house prices to somehow miraculously buck a longterm trend and quickly rise in line with their aspirations!

What are the purchase taxes like around Zurich? In France the purchase tax is 7% on old property and a further 2/3% on top for good measure...its a crazily high amount that prevents many from ever buying...even before gathering money for a deposit.

We'd be looking to buy if we did decide to move to CH. I just like the concept of one day owning a place...and it would be for the longterm for sure. We have no kids and want to make the right decision before settling into the 'nest'

Luckily we made a good amount of money in the uk by selling our first home, enough for the nasty 20% deposit...well..its all relative maybe we wont be able to afford a house that is for sure...but i suppose that depends on the mortgage deal and how good a job my girlfriend can get.

Its a bit sad to look back to the debt crippled UK now...rising interest rates (back to normal levels), people entering into IVA's and house prices slowing. My prediction is that the house prices may have peaked for a while...and when the ageing population realise that their pensions won't cover their retirement they'll have to sell up.

Anyway...ranting on here..better go cook dinner!

Cheerio!

Richard

Land taxes vary from Canton to Canton like most things but I think are around 4%. If you have never lived here would strongly advise you rent first to avoid costly mistakes. Gives you a chance to suss out which area is best for you and whether you're gonna like it here.