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Old 28.01.2015, 00:18
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Online shopping with swiss raiffeisen card

Hi everyone,

I have a raiffeisen card and my card number is only 8 digits long, a lot less than my barclays card in the UK. On top of this, when I ever try to buy something online, it tells me something like to put in the correct bank card number - or something along those lines. And I don't understand why!
I'm currently on amazon and it doesn't recognise my card / I can't buy anything.
Has anyone else had this problem?? I'm going to try and connect it to my paypal but I just have no clue how I can buy anything online without using my UK card which doesn't have any money on it and I have no clue with raiffeisen online banking how I even transfer money to my british account.. these orange slip things just confuse me Anyone have any ideas with what I can do?? Thank you!!
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Old 28.01.2015, 00:35
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Re: Online shopping with swiss raiffeisen card

Oh 'eck sounds like you're having some troubles.

I think it won't be possible to use your Raiffeisen card online, the reason being it is a bank card and is not an international payment card like a credit / debit card brand (MasterCard, VISA, Amex, Maestro etc).

Some Swiss online shops accept Swiss bank cards but they are few and far between, and the most recognised is the PostCard from Postfinance.

International sites will certainly not accept them unfortunately - the cards are not built for international use, and that 8 digit number is meaningless to the international networks - for this reason I'd also be surprised if it will work with PayPal too.

So that's the bad news aside. Here's my attempt to help you get Swiss money onto your UK card :

First, you need to contact your UK card issuer and ask them to give you the IBAN (international account number) which will result in money being paid into your debit or credit card account.

Second, in your Raiffeisen online banking you need to find the option to make an international payment. I just looked on their website and I think you're looking for the page in the screen shot here so it's "Zahlungen" -> "Zahlungsassistent" -> "Zahlung erfassen".

Anyway, in there you should be able to enter the payment details in the box where it mentions the 'Kontonummer' - enter the IBAN you got from your issuer, and you'll move to a page where you can enter more details, then there will be a submit button to send the payment off through the ether to your account in the UK.

Don't worry about the pink or orange slips for international payments - they are only for internal Swiss payments.
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Old 28.01.2015, 00:40
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Re: Online shopping with swiss raiffeisen card

Such a confusion haha! No it didn't work for PayPal either. Thank you so so much for all your help! Guess I have a busy day tomorrow!!! Hahaha cheers
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Old 28.01.2015, 01:18
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Re: Online shopping with swiss raiffeisen card

You can't use swiss debit cards to pay online like in the UK. You have to have a credit card!
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