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| || |You should be aware, though, that the US 'Windfall Elimination Provision' might reduce your US Soc Sec if you receive a similar benefit from another country:
Run through the calculator linked a few pages in to see if, or how, you might be affected. For instance, it will likely be worthwhile for OH to collect his Swiss AHV, but my doing so would be detrimental.
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This was discussed by a geezer at our Swiss Club. For one thing the WEP doesn't apply for those with 30+ year of work under SS at "substantial" wages. (He had worked under Civil Service, but opted in 1984 to be covered by SS and so escaped the WEP. But his partner, a teacher I think in Illinois under the now-bankrupt state pension plan is subject to WEP and it's tragic, or so he said.)
There was also something mentioned about his getting a tiny AVS pension that, if necessary, could have been combined under a totalization treaty with SS.
It all inspired me to talk to a SS expert: apparently a lot of retirees leave money on the table from SS and their foreign equivalent because their timing and options are wrong and nobody tells them.
But all this is second-hand. I don't know anything.