Good morning,

I am an Israeli citizen, my wife has a Swiss passport. We have lived for the past 5 years in CH and moved back to Israel now (Left CH for good).

We paid all years the AHV (direct from our salaries).

Does anybody have any experience with getting back the AHV money contributed? Can my wife also receive it or it must stay in the AHV account?

Many thanks for any info,

Ed

Hi Ed

You can get back (almost 90% of it) after completing one year of continuous deposit. It takes 60-90 days for direct deposit in person's account.

Visit your local social security office and fill up a refund form (which is actually an application to main office in Geneva). Fyi the link/details of SVA office in Zurich city :http://www.svazurich.ch/home.cfm

Alternatively it can be transfered to your base country's social security scheme.

Regards
Kumar