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| I recently applied for a Subject Access report from the Police National Computer in the UK as a job I was doing required security clearance. After the obligatory 40 days wait, I was horrified when it came back with a list of convictions against my name. | |
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On a related note, but not entirely on-topic, I was unpleasantly surprised, while trying to buy my first house, to discover that the reason my mortgage approval was taking so long to come through was that I had a problem with my credit rating.
I contacted the agency involved, and demanded to know what was going on, since I had no unpaid debts, and had had a clear financial record up until then.
It turns out that somebody who had lived in a flat which I'd left a few years earlier had a bad credit rating, and because we shared an address, I got tarred with the same brush!
Bizarre, and very annoying.
It didn't cost a lot of money to get it sorted out (about £20, if I recall correctly), but it cost a lot of bother in phone calls, letters and hair-pulling.
If the rules are as weird as this for credit ratings, who knows what byzantine machinations take place behind the doors of the Criminal Records Bureau...