They let wimmin vote in Oberaargau? Who stays at home to look after the menfolk, kids, milking machines and stove? It shouldn't be allowed, "und die wo dagege sind, bitte Hand uufstrecke..."

Ho ho ho........!!
This isn't Appenzell.........!

Hand up Funny

It is very clear now and you have your opinion, people voted 2 times NO and for the research act Yes.


I don`t feel it is an honour because it is not a priviliege to vote. It is your right and duty to vote. People should have much more power over the gouvernment.

You are right, but I'm speaking as a Brit, who never had much say in how my country was run......

So this means I still get my beer money

Yay, three cheers for Cannut!!!

Dude, lighten up! But thanks so much for the customer feedback, your comments have been duly noted and filed in an appropriate manner. Did you vote in the right way Tom? That would be the 3 boxes requiring an answer as opposed to six crosses and a bonus number on your lotto chit.

Yet again the Swiss people have been resoundingly sensible.

To the question 'let's reduce future pension payouts as you're living long than we thought you would and we have not been so good at investing as we should have'.

The Swiss people told 'em to f**k off. Well done!

Duty and responsibility

No one did ever in the discussion mention how much profit insurances, banks and pention fund administrators make. That makes it today around 16.6% what is taken from the pensionary.

The former swiss air banker who was saked because telling the truth, he said there is in fact taken away more than that.

First the high cost of the missmanaging regime has to be reduced before to mug repeatly peoples savings. (was already reduced by 0.4% in 2006)

I hope the politicians will see this signal and will take aktion against those missmanaging regime stoping them from stealing money the legal way.

The profit financial institutions and bankers make is fairly irrelevant in the big picture why the general state pension funds are being depleted. Simple demographics answers a lot of the reasoning behind yesterday's defeated referendum proposal; the fact that the nation voted against it now only means that other methods will have to be sought to plug the gap. I presume that you mean the administrative percentage that is being charged by companies administering the BVG (2nd pension level) which is a good argument when compared to how much the state is charging for AHV contributions.

There will soon be other models thrown into the discussion to bump up the pension reserves, the favorite VAT percentage increase will no doubt crop up it's ugly head again (although transport minister Leuenberger was quoted in the press over the weekend as wanting to use the imminent VAT increase for rail maintenance costs and alike). It's hardly the government's fault that people are living too long to be honest. We are a nation of people living longer and they cause a financial drain on the state because they are theoretically taking out more than they ever paid in, in real present day terms. You could theoretically increase the age of retirement, tax at a higher rate, or the inverted logic of tax increase, lower personal taxation to encourage people to contribute to their own 3rd level (independent personal pension tax scheme) to alleviate the problem that won't just go away.

It is how i said, 16.6% is taken away from peoples savings financeing big shots income working in banks and insurances and some other (legalised get rich quick scheme)
That shortens a todays yearly pension from 30`000.- to 25`000.-

I could not find statistics which would prove people are getting much older since 2006 when the pention convertion was already shortened by 0.4%

I can not see why the saver has to pay for stockholders and banks profit. Why are almost all those pension funds hiding their asset managment and cost of it?
The main reason of downsizeing pension funds is missmanagment which is close to malediction.