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Old 02.04.2015, 23:17
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Borrowing a car and putting my number plates.

is it possible to put my own plate number when I borrow a car from another person?
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Old 02.04.2015, 23:25
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Re: Borrowing a car and putting my number plates.

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is it possible to put my own plate number when I borrow a car from another person?
No
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Old 02.04.2015, 23:31
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Re: Borrowing a car and putting my number plates.

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is it possible to put my own plate number when I borrow a car from another person?
Possible - yes, of course.

Legal - nope.
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Old 02.04.2015, 23:56
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Re: Borrowing a car and putting my number plates.

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is it possible to put my own plate number when I borrow a car from another person?
Why would you want to do that?
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Old 03.04.2015, 01:07
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Re: Borrowing a car and putting my number plates.

Well I was thinking of borrowing a car for a while and I want to give that person some kind of peace of mind that if ever I get flashed, it will be on my plates. Oh well.
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Old 03.04.2015, 01:19
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Re: Borrowing a car and putting my number plates.

What do you mean by 'a while'?

It's certainly permissible for you to borrow a car from a friend or relative for a relatively short period, maybe a couple of days and you'll be covered by your friend's insurance; but if it's for weeks or longer then you're not covered.
The same if you borrow it for (say) just one day, but then do this for several months in a row.... it no longer counts as a simple one-off borrow/lend.

If the friend is worried by speeding fines, then assure him that you'll pay them. He's your friend, why wouldn't he trust you to put your hand up as the driver responsible?

Last edited by Anjela; 03.04.2015 at 01:21. Reason: Speeding fines
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Old 03.04.2015, 01:22
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Re: Borrowing a car and putting my number plates.

I was wondering about that Anjela- I do not know the definite answer, but that would defo need to be checked and confirmed in writing from the insurance- especially now with the new Secura rulings re insured drivers having to pay if they cause an accident due to excessive speed, alcohol, etc.

From La Bâloise website:

From 2015, all motor vehicle liability insurers must exercise their right of recourse against the party that caused the damage when settling claims, if the damage was caused by the latter in a drunken or otherwise unfit state to drive, or as the result of speeding. In other words, a person who causes an accident because he/she was drunk or driving much too fast must pay for the resulting damage. The same applies to drug or medication abuse while at the wheel.

The sum to be paid by the person that caused the accident depends on his/her liability and financial situation. Contractual waivers of recourse do not apply in these cases.
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Old 03.04.2015, 09:51
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Re: Borrowing a car and putting my number plates.

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It's certainly permissible for you to borrow a car from a friend or relative for a relatively short period, maybe a couple of days and you'll be covered by your friend's insurance; but if it's for weeks or longer then you're not covered.
Nonsense.

The car is insured, not the driver.

It doesn't matter who drives it.

Tom

Last edited by st2lemans; 03.04.2015 at 10:49.
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Old 03.04.2015, 10:02
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Re: Borrowing a car and putting my number plates.

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Well I was thinking of borrowing a car for a while and I want to give that person some kind of peace of mind that if ever I get flashed, it will be on my plates. Oh well.
Usually your "Assurance responsabilité civile", which you should have already, (3 rd person liability insurance, also covers bicycle riding) can be upgraded to include you occasionally driving a friends' car.

As for the police fines, either you pay them when they arrive, or he writes your name on the letter from the police, and then you are billed by the police.

You could also hire a car fairly cheaply from the CFF / Mobility.

Why do you have your own plates? You should have a car to go with them... you are paying for insurance and tax, as long as you have the plates. If it is long term, hand the plates back in to the road traffic office. http://www.ville-geneve.ch/plan-vill...es-navigation/
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Old 03.04.2015, 10:16
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Re: Borrowing a car and putting my number plates.

You may be able to go to Strassenverkehrsamt and get day or weekend plates for the car. Temporary plates are issued for the period you want to use the car. They sell you insurance just for those days included in the price.
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Old 03.04.2015, 10:33
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Usually your "Assurance responsabilité civile", which you should have already, (3 rd person liability insurance, also covers bicycle riding)
What do you mean "should" have? I know we've done this before, but there's no requirement for this, so no reason to assume that the OP has such a policy.

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It's certainly permissible for you to borrow a car from a friend or relative for a relatively short period, maybe a couple of days and you'll be covered by your friend's insurance; but if it's for weeks or longer then you're not covered.
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Nonsense.

The car is insured, not the driver.

It doesn't who drives it.
Matter?

Anyway, although you're correct, so is Anjela. There's an expectation that you inform the InsCo of anyone who's a regular user of your insured vehicle. Potentially claims may be invalidated if you haven't done so.
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Old 03.04.2015, 10:50
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Re: Borrowing a car and putting my number plates.

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You may be able to go to Strassenverkehrsamt and get day or weekend plates for the car.
No, as it's already registered.

Tom
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Old 03.04.2015, 11:10
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Re: Borrowing a car and putting my number plates.

Certainly doable and certainly legal if done right.

I only see one problem, just like the registration-swap processes is an option to get rid of your insurance provider (See Change of car insurance) this is also an option for the insurance provider to get rid of its client. Better to discuss it first with your friends insurance agent, that the deregistration is only temporary and that they intend to remain with them under the same conditions and contract. Get this in written form from the insurance agent.

And, as others have said third party insurance will always payout, thats the law. But, they may recover the payments under certain conditions (thats also the law) AND they may change the bonus level (thats the contract). Additionally the casco insurance may not pay for the damages (thats the contract). This potential losses of your friennd may be covered under certain conditions by your own personal third party liability insurance (check your contract, if you have one).

So, I see why you may go and drive under your own insurance contract.
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Old 03.04.2015, 11:51
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Re: Borrowing a car and putting my number plates.

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is it possible to put my own plate number when I borrow a car from another person?
what exactly do you mean by 'borrow' ? ;-)
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Old 03.04.2015, 15:11
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Re: Borrowing a car and putting my number plates.

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Why do you have your own plates? You should have a car to go with them... you are paying for insurance and tax, as long as you have the plates. If it is long term, hand the plates back in to the road traffic office. http://www.ville-geneve.ch/plan-vill...es-navigation/
Because we have a car that I think isn't fit for a long drive. I need to have it checked first(timing belt issues). But my good sister in law offered my wife her car for our Easter trip to Florence.

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what exactly do you mean by 'borrow' ? ;-)
The literal meaning of it.
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Old 03.04.2015, 15:43
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Re: Borrowing a car and putting my number plates.

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What do you mean by 'a while'?

It's certainly permissible for you to borrow a car from a friend or relative for a relatively short period, maybe a couple of days and you'll be covered by your friend's insurance; but if it's for weeks or longer then you're not covered.
The same if you borrow it for (say) just one day, but then do this for several months in a row.... it no longer counts as a simple one-off borrow/lend.

If the friend is worried by speeding fines, then assure him that you'll pay them. He's your friend, why wouldn't he trust you to put your hand up as the driver responsible?
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Nonsense.

The car is insured, not the driver.

It doesn't matter who drives it.

Tom
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What do you mean "should" have? I know we've done this before, but there's no requirement for this, so no reason to assume that the OP has such a policy.





Matter?

Anyway, although you're correct, so is Anjela. There's an expectation that you inform the InsCo of anyone who's a regular user of your insured vehicle. Potentially claims may be invalidated if you haven't done so.
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Because we have a car that I think isn't fit for a long drive. I need to have it checked first(timing belt issues). But my good sister in law offered my wife her car for our Easter trip to Florence.



The literal meaning of it.
What I'd meant (obviously wasn't clear to some), was that borrowing a friend's car with their permission is fine..... what isn't is borrowing it regularly, this can void the insurance (which as Tom correctly pointed out is for the car not the driver/owner, but we all know that already). If you're borrowing it regularly you'd need to make slightly different insurance arrangements. My OH often drives one of our sons cars and because of this is a named driver with the insurance company.

OP, borrowing SILs car for a one-off trip is certainly okay, although it's possibly worth getting her agreement in writing in case you're stopped for some reason whilst away, and reassure her that you will definitely cover any fines (speeding, parking, etc.).

Drive carefully, check the various limits in Italy before you set off as they might be different to those in Switzerland, and above all enjoy your holiday!!
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Old 03.04.2015, 23:27
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Re: Borrowing a car and putting my number plates.

Thanks! We're already here since morning and the trip has been smooth. We parked the car in the hotel and took the bus to the city to roam around because of the ZTL thing.
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Old 06.04.2015, 14:36
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Re: Borrowing a car and putting my number plates.

as is frequently the case here, a right load of bö££öx from people who just seem to like talking out of there hats.

it's a perfectly normal process to "borrow" a car and use your own plates on it.

here's the facts in german for kanton bern.

all kantons are basically the same although prices will vary and i didn't post a link to the FR website cos there's always some smartie chips in with " you can get away with anything in FR"............

http://www.pom.be.ch/pom/de/index/st...gausweise.html
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Old 06.04.2015, 15:11
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Re: Borrowing a car and putting my number plates.

There is a massive difference between taking a car and putting your plates on and taking a car and registering it as a loan car.

Please keep up at the back
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Old 06.04.2015, 15:32
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Re: Borrowing a car and putting my number plates.

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There is a massive difference between taking a car and putting your plates on and taking a car and registering it as a loan car.

Please keep up at the back
the original question was asked and everybody screamed NO!.

till now you've never commented, it might have been more useful if you'd explained that yes it is possible and supplied a link as to how it's done like i did.

go back to sleep.

i will.

ps,

i hardly imagine that the original poster was so naive to think that he could simply put his plates on a different car without involving the vehicle licensing authorities.
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