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Old 26.05.2015, 14:03
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Re: British car in Switz

Well ok- but it is still US the suckers who pay our very expensive insurance diligently, and AGAIN have to cough up for the few (******** left to your imagination) who do not- as usual. I know so many people in the UK who totted up huge debts on fancy holidays, cars, houses, posh furniture and more- and then just rolled over went bankrupt and never paid- it has become so easy in the UK, and almost a badge of honour for some ... and again, it is US who pay with increased prices and premiums- not the banks. US- oh yes we do.

And I am not talking about the 'poor' here! One I know is married to a very wealthy professional- magnificient house and property abroad, etc- and walked away without paying a penny..

Last edited by Odile; 26.05.2015 at 14:46.
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  #22  
Old 26.05.2015, 14:14
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Re: British car in Switz

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Well ok- but it is still US the suckers who pay our very expensive insurance diligently, and AGAIN have to cough up for the few (******** left to your imagination) who do not- as usual. I know so many people in the UK who totted up huge debts on fancy holidays, cars, houses, posh furniture and more- and then just rolled over went bankrupt and never paid- it has become so easy in the UK, and almost a badge of honour for some ... and again, it is US who pay with increased prices and premiums- not the banks. US- oh yes we do.
Totally agree

Which is why I have a bee in my bonnet on this topic. The statement should be black or white - you either are or you aren't - and if you aren't then the insurance ceases to be valid, and in the case of an accident it will be the MIB picking up the bill which is funded by each and every policy holder.

If you need insurance that is non-traditional in its cover - seek out the correct provider. (EG FMF's link)
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Old 26.05.2015, 14:56
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Re: British car in Switz

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Totally agree

Which is why I have a bee in my bonnet on this topic. The statement should be black or white - you either are or you aren't - and if you aren't then the insurance ceases to be valid, and in the case of an accident it will be the MIB picking up the bill which is funded by each and every policy holder.

If you need insurance that is non-traditional in its cover - seek out the correct provider. (EG FMF's link)
UK insurers have it far to easy, allowing driving restriction & limiting foreign cover. Those dark days of the empire & Britain being an Island all on it's own are over. In CH any driver is covered, ZH insurance gave me a 5 year green card as standard, also substantially cheaper than UK insurance. CH insurers have much lower liability claims due to compulsory accident insurance however so thats hardly a big surprise & lower fraud rates.
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Old 26.05.2015, 15:38
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Re: British car in Switz

Sorry to burst your bubble, but UK insurance companies will try to claim it back off you if they get the slightest whiff you invalidated your insurance, it costs them next to nothing they have whole legal departments sat around waiting for such cases, quick form filled in, submitted to courts, win, send in the debt collectors, job done.

When my wife's car was hit in the UK the insurance company ended up suing themselves, the other guy was also insured by them, they are totally bonkers.

Oh and I used to work for the uk's largest insurer
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Old 26.05.2015, 16:20
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Re: British car in Switz

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Sorry to burst your bubble, but UK insurance companies will try to claim it back off you if they get the slightest whiff you invalidated your insurance, it costs them next to nothing they have whole legal departments sat around waiting for such cases, quick form filled in, submitted to courts, win, send in the debt collectors, job done.

When my wife's car was hit in the UK the insurance company ended up suing themselves, the other guy was also insured by them, they are totally bonkers.

Oh and I used to work for the uk's largest insurer
Your talking about the small claims court for uncontested cases, where the maximum claim is tiny, not really relevant TBH. Some claims offices just don't respond until they are contacted 3 times, Norwich Union had a customer issue a winding up order when they did not pay him 2k. They had to apply to the high court to continue in busuness most embarrassing.

Largest UK insurer by what measure? Profitability, Premium Income or something else. I would call Lloyd s of London, the largest insurer in the UK however it's made up of syndicates so very few actually work for Lloyds itself. I suspect you mean the Aviva group.
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