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Old 06.06.2015, 07:47
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Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

Hi all,

Happy weekend.

We are in the process to relocate to Switzerland with hubby's job (British living in NY at this moment). We are looking at Zug as a potential area to live (tax benefit as I plan to start up my own company once we get there). Hubby will be working at Uetlibergstrasse, so a little bit out of the central Zurich.

Here are some of my initial questions:
Is it easy to get there from Zug? Or is there other low-tax cities we can live in with better commute?

If he drives to work, my questions are: 1) would it be faster comparing to taking the train; 2) how easy and expensive it is to find a parking around there.

Thank you so much in advance!
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Old 06.06.2015, 08:10
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

I do the Zug-Zurich commute, the trains are excellent and frequent. However, working up there (presumably at the bank), you'll have to tack on an additional tram ride in Zurich, and depending where you live in Zug, you might need to factor in a bus ride on this side. Could make it an hour in each direction (my commute is door to door 35 mins).

As for parking, probably a couple hundred per month in that area; if he's senior enough, they might provide parking, I don't know. Public transport is by far the norm, though.

If tax is the primary consideration, you won't find a better more commutable town than Zug; uetlibergstrasse simply doesn't have any train stops.
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Old 06.06.2015, 08:15
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

Thank you for your reply. Yes, it says 50 min train journey on google, excluding walking and waiting time.

He does work in the Bank but I doubt if they provide parking, not that I have heard of at least.

Assume parking is not a problem, does anyone know how the traffic is in the morning/evening?
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Old 06.06.2015, 08:16
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

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Is it easy to get there from Zug?
Check http://www.zvv.ch/zvv/en/home.html or http://www.sbb.ch/en/home.html or http://maps.google.com/ (the latter of which is rather decent)

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Or is there other low-tax cities we can live in with better commute?
Tax is due to at federal, cantonal, and community level. Some rough numbers are available from, e.g., https://en.comparis.ch/steuern/steue...h/default.aspx which is a site that you really ought to familiarize yourself with, anyway.

Tax is not your only challenge. You need to look at the overall package of cost of accommodation, health insurance (varies with place of residence), cost of (public) transport and whatever not.

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If he drives to work, my questions are: 1) would it be faster comparing to taking the train; 2) how easy and expensive it is to find a parking around there.
1) Highly unlikely
2) In case you do find paid parking in the area, CHF 150 per month (see http://immobilien.donkiz.ch/immobili...ihof_miete.htm for a tasting, there would be more on Comparis, see above); Credit Suisse might subsidize (or might even have parking space available for renting; I am not familiar with the situation at Uetlihof)

Given the income bracket you seem to be in, it might be advisable to take up the service of a relocation agent who will explain all of the above and more (hopefully) in more detail.

EDIT: Just noticed that the parking space link has way outdated content; http://www.gratis-inserate.ch/anzeig...latz/40656301/ is current (and surprisingly still CHF 150); a garage would be significantly higher, if it was available

Last edited by daffy99; 06.06.2015 at 08:22. Reason: The EDIT
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Old 06.06.2015, 08:44
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

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Assume parking is not a problem, does anyone know how the traffic is in the morning/evening?
If there is one thing that I am constantly irritated with (to put it very kindly), then it is parking in general and traffic during "normal" travel times in the canton of Zurich ...

Google has a "show traffic" feature when you go to routing / navigation. Set the expected travel start time and it will show green / orange / red bits on the route with the expected total duration of travel *at that time*.
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Old 06.06.2015, 08:48
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

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1) Highly unlikely
False. Driving from Zug to Uetlibergstrasse will save about 15 minutes in each direction maybe more. It's not faster for me because I live and work very close to the station on each end, but as I noted, uetlibergstrasse is not close to a station.

Note that traffic always backed up during the commute hours, so the OP's husband will save more time if he adjusts his schedule slightly.
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Old 06.06.2015, 09:04
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

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(British living in NY at this moment).

(tax benefit as I plan to start up my own company once we get there).
Will you still have US tax obligations once you leave the US?

If so, then the benefit of living in a low-tax canton/Gemeinde is greatly reduced. What you save in CH often goes to Uncle Sam.

But if you've fully severed your ties to the US, then enjoy your stay in Steuerparadis Zug.
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Old 06.06.2015, 09:05
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

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Driving from Zug to Uetlibergstrasse will save about 15 minutes in each direction maybe more.
Specify time of day and the remoteness of the area in Zug - see "Menzingen" in the canton of Zug (just randomly sampled).

To the original poster: Please be aware that "Zug" is a both a town and a canton; the same applies to many other cantons as well, but makes quite a bit of a difference.

Being clear about whether you refer to the canton or the town will generally help.

Last edited by daffy99; 06.06.2015 at 09:05. Reason: Speeeeling
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Old 06.06.2015, 09:20
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

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Hi all,
. . . We are looking at Zug as a potential area to live (tax benefit as I plan to start up my own company once we get there). . .
You can, of course, register a company in canton Zug and live elsewhere. The tax benefits of living in Zug materialise when the company is successful and you draw a significant salary from it.
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Old 06.06.2015, 09:51
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

Trains, trams and buses are awesome here, superbly sychronised, clean and easy and a yearly pass proves really economical. I came from UK where a car is essential but I have been here for 5 years and I dont own a car and have never been inconvenienced by this. You can get a ZVV app to give you up to the minute info, but seriously, public transport here is a gift from heaven. Good luck with the move, Switzerland is wonderful!
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Old 06.06.2015, 09:59
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

Personally Id never chose to live in Zug if I work in Zurich. The commute is going to be rough whether car or public. Zug is horribly expensive for housing and really doesnt offer much more than low taxes. If you really want to go for the low taxes look in to places closer to Zurich - Gold coast, Thalwil, Uitikon ....

Once your company is making the amount of money that Zug would be worth it, you can have it domiciled there.
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Old 06.06.2015, 10:02
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

Having lived a walk from this location, I can tell you the area is lovely and the time you (he) spend(s) not commuting will by far compensate for the tax differences.

And if you start a company, you may well be able to register it in a tax-friendly location anyway
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Old 06.06.2015, 10:19
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You can, of course, register a company in canton Zug and live elsewhere. The tax benefits of living in Zug materialise when the company is successful and you draw a significant salary from it.
Worth looking at hubby's salary as well, quite likely that his tax burden would be lower as well, in which case you'll have to make sure you do the tax returns and not just stock worth the deductions at source which is how it will initially be done.

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Personally Id never chose to live in Zug if I work in Zurich. The commute is going to be rough whether car or public.
You've clearly never commuted into London. Any Swiss commute is a breeze by comparison.
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Old 06.06.2015, 10:34
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

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Specify time of day and the remoteness of the area in Zug - see "Menzingen" in the canton of Zug (just randomly sampled).

To the original poster: Please be aware that "Zug" is a both a town and a canton; the same applies to many other cantons as well, but makes quite a bit of a difference.

Being clear about whether you refer to the canton or the town will generally help.
From nowhere in the canton or city of Zug will the commute to her husband's location be faster by public transport.

That said, I agree with the Sean Connery lookalike; consider living close to work as it's well worth it and a nice area, yet close to good shopping and the city center.
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Old 06.06.2015, 15:00
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

I commute to Zürich by train five days a week, and it only takes about 40 minutes from Bahnhof Hünenberg Zythus (800 ft from my house) to Zch HB.

Most Zürich Autobahnen are congested at peak hours and there are numerous choke points and bottlenecks (e.g. Zubringer Wiedikon, Gubrist, Nordumfahrung Zürich) and frequent incidents delaying traffic throughout the region.

It shouldn't be very difficult to find cheap parking around Zürich Sihl / (Alt-)Wiedikon / Enge.
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Old 08.06.2015, 01:11
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

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Will you still have US tax obligations once you leave the US?

If so, then the benefit of living in a low-tax canton/Gemeinde is greatly reduced. What you save in CH often goes to Uncle Sam.

But if you've fully severed your ties to the US, then enjoy your stay in Steuerparadis Zug.
No, we are British citizens, didnt apply for American Greencard. Lucky escape... :P
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Old 08.06.2015, 01:13
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

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From nowhere in the canton or city of Zug will the commute to her husband's location be faster by public transport.

That said, I agree with the Sean Connery lookalike; consider living close to work as it's well worth it and a nice area, yet close to good shopping and the city center.
Thank you. We will take that into account.
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Old 08.06.2015, 01:16
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

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Having lived a walk from this location, I can tell you the area is lovely and the time you (he) spend(s) not commuting will by far compensate for the tax differences.

And if you start a company, you may well be able to register it in a tax-friendly location anyway
You mean you live in the area next to Credit Suisse building? It is nice to know that it is a nice area. I have been to Zurich but not that area specifically. Do you have any specific neighborhood you would recommend worth looking into? Thanks!
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Old 08.06.2015, 01:17
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

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Specify time of day and the remoteness of the area in Zug - see "Menzingen" in the canton of Zug (just randomly sampled).

To the original poster: Please be aware that "Zug" is a both a town and a canton; the same applies to many other cantons as well, but makes quite a bit of a difference.

Being clear about whether you refer to the canton or the town will generally help.
I meant City Zug.
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Old 08.06.2015, 01:19
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Re: Help please: Living in Zug and work in Zurich (Uetlibergstrasse)

To Daffy 99-

Really appreciate your thorough reply on my original post and in particular the link to the parking in that area.

Yes, the company is arranging relocation agent to work with us but we need to give them a few requirements to limit the search. So one of the basic questions for us is living in Zurich v.s. in Zug (the city)
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