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Old 17.11.2015, 13:46
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Re: Excessive Bill for Rent Van damage I caused, what's next

There was no collision damage waiver? Or is it that damage due to van height is not covered by the CDW?


In my first month in Switzerland I managed to dent my rental car, costing me the 1000CHF CDW... I was p**sed off enough about that, so I can't imagine how you're feeling! Expensive lesson and move on, as others have said, I guess... Don't think a court case would be such a good idea IMO.
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Old 17.11.2015, 16:05
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Re: Excessive Bill for Rent Van damage I caused, what's next

Two nights ago while parking my car the perfectly visible nearby lamp post refused to budge. Consequently the car needs a new bumper. My insurance refuses to pay.

Do I have a case? Where can I sue? And whom?
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  #23  
Old 17.11.2015, 16:09
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Re: Excessive Bill for Rent Van damage I caused, what's next

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Two nights ago while parking my car the perfectly visible nearby lamp post refused to budge. Consequently the car needs a new bumper. My insurance refuses to pay.

Do I have a case? Where can I sue? And whom?
What on earth was the lamppost doing on the road?
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  #24  
Old 17.11.2015, 16:24
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Re: Excessive Bill for Rent Van damage I caused, what's next

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Two nights ago while parking my car the perfectly visible nearby lamp post refused to budge. Consequently the car needs a new bumper. My insurance refuses to pay.

Do I have a case? Where can I sue? And whom?
Reminds me of an incident many moons again when I used to work on outskirts of London. I used to drive to work in a proper old school Volvo estate. One day the annual snow arrived which being that this was in the UK meant absolute chaos, cars slipping around all over the place and claims the apocalypse was around the corner. But I was confident my beast, engineered by the finest minds 1960s Sweden had to offer could cope.

And it did brilliantly - for the first 20cm - at which point I applied the brakes, nothing happened and 1600kg for finest Swedish steel collided with 30ft of North London lamppost. Being one for some level of social responsibility I climbed out of my heated leather armchair and inspected the damage. I was relieved to find that there was no damage to the rear bumper of the car. The lamppost meanwhile had taken on a Pisaesque stance.

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Old 17.11.2015, 22:28
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Re: Excessive Bill for Rent Van damage I caused, what's next

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Liability insurance does not cover any damage to your vehicle. It covers 3rd party risks.
Correct when talking about "Haftpflichtversicherung" on your own car (which would actually be the Kfz-Haftpflichtversicherung).

The term "Haftpflichtversicherung" is used colloquially to refer to what is also more correctly / specifically known as "Privathaftpflichtversicherung" (which anybody have some kind of sense really ought to have). And that one (at least mine does) covers damage caused to rented items (actually: "items used, but not owned by the holder of the policy", which would also cover a friend's vehicle):

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Versichert sind Kollisionsschäden am benützten
fremden Fahrzeug oder Anhänger, soweit sie nicht
durch die für das Fahrzeug oder den Anhänger
abgeschlossene Kaskoversicherung gedeckt sind
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