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Old 10.12.2015, 10:13
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Scrached the car - obligations

Hi all

Car got scratched. Minor scratch and dent (2-3cm). Car is in leasing.

I think I would like to leave it as is or minor repair only.

Could you advise if I'm obliged to notify the leasing company and fix this now? Can I ask insurer about the impact of the claim and still have an option to not to make the claim?

Thanks in advance

Regards,
Gabriel
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Old 10.12.2015, 10:17
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Re: Scrached the car - obligations

One way or the other you'll end up paying:
1) Now as a repair
2) Now and going forward with an insurance claim
3) Later with a lower part-exchange price if you trade in the care before the end of the lease
4) Later with a final payment on the lease for damage.

It is up to you to decide when you want to pay!
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Old 10.12.2015, 17:50
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Re: Scrached the car - obligations

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Hi all

Car got scratched. Minor scratch and dent (2-3cm). Car is in leasing.

I think I would like to leave it as is or minor repair only.

Could you advise if I'm obliged to notify the leasing company and fix this now? Can I ask insurer about the impact of the claim and still have an option to not to make the claim?

Thanks in advance

Regards,
Gabriel
It is some years ago now, but as far as I can remember:
We did not get minor scratches repaired on our leased car due to the high self payment part on the obligatory insurance. This did not effect the amount that we paid for the car on the lease ending.
I can imagine that it is a problem if one wants to give the car back before or at the end of the lease.
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Old 10.12.2015, 17:54
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Re: Scrached the car - obligations

Forgot to add; there is no problem contacting the insurance to ask and to ask about a later repair -bodywork repairs; especially insurance claim repairs are extortionate here.
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