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HiI have breached the "fair usage" quota, which is 120GB.
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Every internet provider needs a Fair Usage policy to stop 1% of the users hogging 90% of the network resources
How the company implements the Fair Usage is of course up to them - there are many ways to do this. Every power user who hits the Fair Usage limits is always upset, so there is no way to pacify the power users who want to user everything and pay nothing.
But of course, hardly anyone uses 100% of their bandwidth 100% of the time. Even the 2.6hrs would be 100% of bandwidth for just on 3hrs - probably nigh on impossible to achieve. What internet sites can deliver you content at 100 Mbps?
But it is exactly this bandwidth hog that the ISPs have to avoid.
You are using a shared medium, with shared bandwidth. Shared means the bandwidth is not yours 100% of the time.
Yes, you can peak to 100 Mbps, but it is expected that you will not use the Internet 100% of the time, and when you use it, it is not expected that your demand will require 100% of the bandwidth.
ISPs use something like a 20x to 50x overselling rate to make the Internet affordable.
If you wanted 100% of the bandwidth 100% of the time, then you'd have to pay 20x to 50x the price to get those resources.
So if you are happy to pay CHF 1,800 to CHF 4,500 a month, I can hook you up with a guarranteed 100Mbps connection - upload and download - with no usage limits.
Otherwise, you get what you pay for.... which you must accept.
If you don't like it, it's a free market, you are welcome to change your provider...