BBuser: 0
Go Back   English Forum Switzerland > Help & tips > TV/internet/telephone
Reply
 
Thread Tools Display Modes
  #1  
Old 14.01.2008, 22:23
Junior Member
 
Join Date: Nov 2007
Location: Geneva
Posts: 39
Groaned at 0 Times in 0 Posts
Thanked 13 Times in 7 Posts
john_semour has made some interesting contributions
Your online identity in Switzerland (when buying a house)

I am not sure if this is the right forum (I was thinking of putting this in the house forum or complaints corner but decided for internet)

So we bought a house a while ago, and this is registered at the 'registre de foncier' of the canton. All good and well. They even have a webpage where you can query the register. This is where it gets interesting (for the somewhat technically skilled among us ). For some reason you can only query for 2 months at a time (in the 2 cantons I looked).

However queries are encoded in the url in the usual way. Using something like 'wget' and some scripting (perl, python, etc...) I can make automated customized queries and I can download all the information on what has been sold in these cantons (e.g. by incrementing my 2 months interval for example). This alone I find somewhat shocking (and interesting ). The shocking part is the information I download. It gives the address, name, birthday, birthplace seller and buyer (or the company that bought it), and in one canton also the price.

It is interesting information just to analyze and have a detailed (very detailed) view of the market in price per region and even looking at the various age groups on what they paid. Once I download all information I can even check which of my colleagues and friends recently bought something and for what price. For example I found that the persons selling the house to us, sold some more property recently. I consider this private/personal information .

I can understand these are public records and that people can retrieve them. But not by systematically downloading the whole database from
all over the world! (I checked it and i could download it from the United States)

Am I somewhat paranoid in this, but to me this feels like invasion of my privacy?

Do people know of other instances where personal information is so readily available on the net in Switzerland?

John.
Reply With Quote
  #2  
Old 14.01.2008, 22:38
Forum Legend
 
Join Date: Jun 2006
Location: Appenzell
Posts: 5,896
Groaned at 108 Times in 94 Posts
Thanked 2,195 Times in 1,317 Posts
DaveA has an excellent reputationDaveA has an excellent reputationDaveA has an excellent reputationDaveA has an excellent reputation
Re: Your online identity in Switzerland (when buying a house)

www.houseprices.co.uk

Someone I know knew the approximate date and partial address of his ex wifes new house purchase, and managed to establish from the site not only the address, but also the price she paid for the house, as it was the only one that changed hands during the time period. All UK public information, and searchable.

Now do you want to put your details on Facebook ?

dave
Reply With Quote
  #3  
Old 15.01.2008, 00:00
Junior Member
 
Join Date: Nov 2007
Location: Geneva
Posts: 39
Groaned at 0 Times in 0 Posts
Thanked 13 Times in 7 Posts
john_semour has made some interesting contributions
Re: Your online identity in Switzerland (when buying a house)

This site is still not ideal but it does not list the buyer/seller personal info.

In these 2 cantons I checked he just needs to download all data and do something like 'SELECT all house info WHERE buyer equal 'my ex wife' and voila. He will even find out who she bought it from and perhaps if she bought it with somebody else (e.g. her new lover )

John
Reply With Quote
  #4  
Old 15.01.2008, 05:52
AbFab's Avatar
Forum Legend
 
Join Date: Sep 2006
Location: Züri Oberland
Posts: 5,469
Groaned at 261 Times in 173 Posts
Thanked 5,660 Times in 2,097 Posts
AbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond repute
Re: Your online identity in Switzerland (when buying a house)

I understand, but have never checked that in Switzerland tax information is publicly available...
Reply With Quote
  #5  
Old 15.01.2008, 09:43
miniMia's Avatar
Forum Legend
 
Join Date: Apr 2007
Location: francophonia
Posts: 6,827
Groaned at 61 Times in 56 Posts
Thanked 4,209 Times in 2,315 Posts
miniMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond repute
Re: Your online identity in Switzerland (when buying a house)

Information being public is one thing. Being able to download it on the internet is another! You should at least have to make a request to access the information at a regional, cantonal, local, etc office and not from anywhere in the world.
Reply With Quote
  #6  
Old 15.01.2008, 09:48
Forum Legend
 
Join Date: Jun 2006
Location: Appenzell
Posts: 5,896
Groaned at 108 Times in 94 Posts
Thanked 2,195 Times in 1,317 Posts
DaveA has an excellent reputationDaveA has an excellent reputationDaveA has an excellent reputationDaveA has an excellent reputation
Re: Your online identity in Switzerland (when buying a house)

If you upload any information, for any reason to the internet or allow it to be stored on a computer network, you lose control of it. Forever. Regardless of any assurances you may receive, it could be used without your consent in ways you have never dreamed-of: either through purchase of the details, piracy of the information or access from non-limiting juristictions. Think on.

I was reading just this weekend that than teenagers in UK that are given free transport cards will now be tracked and monitored in their journey to "combat vandalism and bad behaviour on public transport". What price privacy ?

dave
__________________
Enjoy what people say you cannot do. Check out my profile for Fun Switzerland Chat.

Reply With Quote
  #7  
Old 15.01.2008, 12:39
Tilia's Avatar
Forum Veteran
 
Join Date: Nov 2007
Location: Zug
Posts: 2,202
Groaned at 62 Times in 33 Posts
Thanked 1,640 Times in 801 Posts
Tilia has a reputation beyond reputeTilia has a reputation beyond reputeTilia has a reputation beyond reputeTilia has a reputation beyond reputeTilia has a reputation beyond reputeTilia has a reputation beyond repute
Re: Your online identity in Switzerland (when buying a house)

Well, so far Switzerland at least hasn't come as far as Sweden where you e.g. can find info about your neighbours income over the Internet.
Reply With Quote
This user would like to thank Tilia for this useful post:
  #8  
Old 15.01.2008, 12:45
Junior Member
 
Join Date: Nov 2007
Location: Geneva
Posts: 39
Groaned at 0 Times in 0 Posts
Thanked 13 Times in 7 Posts
john_semour has made some interesting contributions
Re: Your online identity in Switzerland (when buying a house)

Quote:
View Post
If you upload any information, for any reason to the internet or allow it to be stored on a computer network, you lose control of it. Forever. Regardless of any assurances you may receive, it could be used without your consent in ways you have never dreamed-of: either through purchase of the details, piracy of the information or access from non-limiting juristictions. Think on.

dave
All good and well, but as a house buyer (or seller) I did not ask for this information to be this public and I am sure there is no law that says it should be this public. If house buyers and sellers are told this happens with their information you think they would agree with that?

I can see the rationale of making this publicly accessible, but I am thinking they have been somewhat naive (like many organizations) with the potential security and privacy issue.

I have no problem with publicly accessible (e.g. I need to send a person an email or even have to go to an office and show my id) for this information

John.
Reply With Quote
  #9  
Old 15.01.2008, 12:47
Sandgrounder's Avatar
Forum Legend
 
Join Date: Jul 2007
Location: ZH
Posts: 6,732
Groaned at 51 Times in 44 Posts
Thanked 8,285 Times in 3,457 Posts
Sandgrounder has a reputation beyond reputeSandgrounder has a reputation beyond reputeSandgrounder has a reputation beyond reputeSandgrounder has a reputation beyond reputeSandgrounder has a reputation beyond reputeSandgrounder has a reputation beyond repute
Re: Your online identity in Switzerland (when buying a house)

It's funny how we as humans snort at people who "rabbit on too much" about their personal lives... How much they earn, how much their house cost, how old their car is, how much the government took off them in taxes last year. We deem these people boring and you wouldn't want to get stuck next to them at a party.

Now, how come we find it so delicious to scout around on the internet looking for this very information?

For me, anyone who looks at my Facebook pages will see that I like taking pictures of my little boy, I sent a bear hug to my friend in the UK and I have a daft video of someone being sick in a light aircraft.
Reply With Quote
  #10  
Old 15.01.2008, 12:50
Tilia's Avatar
Forum Veteran
 
Join Date: Nov 2007
Location: Zug
Posts: 2,202
Groaned at 62 Times in 33 Posts
Thanked 1,640 Times in 801 Posts
Tilia has a reputation beyond reputeTilia has a reputation beyond reputeTilia has a reputation beyond reputeTilia has a reputation beyond reputeTilia has a reputation beyond reputeTilia has a reputation beyond repute
Re: Your online identity in Switzerland (when buying a house)

I guess that all information in the "Grundbuch" (sorry, don't know the english or french name) is public. That is kind of the whole purpose of that institution. Thus, there is nothing stopping them from putting it on the internet if they want to. Public as public so to speak.



Quote:
View Post
All good and well, but as a house buyer (or seller) I did not ask for this information to be this public and I am sure there is no law that says it should be this public. If house buyers and sellers are told this happens with their information you think they would agree with that?

I can see the rationale of making this publicly accessible, but I am thinking they have been somewhat naive (like many organizations) with the potential security and privacy issue.

I have no problem with publicly accessible (e.g. I need to send a person an email or even have to go to an office and show my id) for this information

John.
Reply With Quote
  #11  
Old 15.01.2008, 12:55
miniMia's Avatar
Forum Legend
 
Join Date: Apr 2007
Location: francophonia
Posts: 6,827
Groaned at 61 Times in 56 Posts
Thanked 4,209 Times in 2,315 Posts
miniMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond repute
Re: Your online identity in Switzerland (when buying a house)

Quote:
View Post
I guess that all information in the "Grundbuch" (sorry, don't know the english or french name) is public. That is kind of the whole purpose of that institution. Thus, there is nothing stopping them from putting it on the internet if they want to. Public as public so to speak.
I disagree!

Public information is one thing. IE. in some countries birth certificates are public information. But you should have to make a request for the information. The WHOLE register should not be available for all and sundry to download it. Especially considering that if I went in to the office and asked them to provide me with a database of all the sales in the last x amount of time, they would say "No way".
Reply With Quote
  #12  
Old 15.01.2008, 13:13
Tilia's Avatar
Forum Veteran
 
Join Date: Nov 2007
Location: Zug
Posts: 2,202
Groaned at 62 Times in 33 Posts
Thanked 1,640 Times in 801 Posts
Tilia has a reputation beyond reputeTilia has a reputation beyond reputeTilia has a reputation beyond reputeTilia has a reputation beyond reputeTilia has a reputation beyond reputeTilia has a reputation beyond repute
Re: Your online identity in Switzerland (when buying a house)

I agree with you but I think that the law doesn't in many cases. The lawmakers simply didn't count with Internet when the laws were made in many cases.


Quote:
View Post
I disagree!

Public information is one thing. IE. in some countries birth certificates are public information. But you should have to make a request for the information. The WHOLE register should not be available for all and sundry to download it. Especially considering that if I went in to the office and asked them to provide me with a database of all the sales in the last x amount of time, they would say "No way".
Reply With Quote
  #13  
Old 15.01.2008, 14:21
Forum Legend
 
Join Date: Jun 2006
Location: Appenzell
Posts: 5,896
Groaned at 108 Times in 94 Posts
Thanked 2,195 Times in 1,317 Posts
DaveA has an excellent reputationDaveA has an excellent reputationDaveA has an excellent reputationDaveA has an excellent reputation
Re: Your online identity in Switzerland (when buying a house)

Are you talking about the American Club again ? The answer to your question could be any one of Peer pressure, jealousy, envy, Schadenfreude and general nosiness.

Interacting with other people on forums and newsgroups is actually quite rewarding; compared with sharing banal details with anyone but family and close friends with whom you would share bodily-fluids, on pages such as Facebook.

dave


Quote:
View Post
It's funny how we as humans snort at people who "rabbit on too much" about their personal lives... How much they earn, how much their house cost, how old their car is, how much the government took off them in taxes last year. We deem these people boring and you wouldn't want to get stuck next to them at a party.

Now, how come we find it so delicious to scout around on the internet looking for this very information?

For me, anyone who looks at my Facebook pages will see that I like taking pictures of my little boy, I sent a bear hug to my friend in the UK and I have a daft video of someone being sick in a light aircraft.
Reply With Quote
  #14  
Old 15.01.2008, 17:36
miniMia's Avatar
Forum Legend
 
Join Date: Apr 2007
Location: francophonia
Posts: 6,827
Groaned at 61 Times in 56 Posts
Thanked 4,209 Times in 2,315 Posts
miniMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond repute
Re: Your online identity in Switzerland (when buying a house)

Quote:
View Post
I agree with you but I think that the law doesn't in many cases. The lawmakers simply didn't count with Internet when the laws were made in many cases.
I see your point.

I wonder if the laws/statutes/etc state HOW the information can/should be shared (ie. Put in a request at commune, etc.). Also, I wonder if this stuff (notary acts, etc.) must be published. Sometimes there is a requirement that they be listed in the news papers, thus the requirement for publishing turns to the Internet.

I'm sure Richard knows all this stuff!!
Reply With Quote
  #15  
Old 15.01.2008, 22:51
Forum Legend
 
Join Date: May 2005
Location: mars
Posts: 2,572
Groaned at 4 Times in 4 Posts
Thanked 593 Times in 338 Posts
Richard has a reputation beyond reputeRichard has a reputation beyond reputeRichard has a reputation beyond reputeRichard has a reputation beyond reputeRichard has a reputation beyond repute
Re: Your online identity in Switzerland (when buying a house)

Quote:
View Post
I see your point.

I wonder if the laws/statutes/etc state HOW the information can/should be shared (ie. Put in a request at commune, etc.). Also, I wonder if this stuff (notary acts, etc.) must be published. Sometimes there is a requirement that they be listed in the news papers, thus the requirement for publishing turns to the Internet.

I'm sure Richard knows all this stuff!!
How on earth did you know that.

As far as entries into the land registry are concerned there is actually quite a lot of information held including information on liens of all sorts. There are then two types of information access public and interested parties.

For Public information you can go into the local Gemeinde and request information on whatever you want as long as you pay the fee for the copy or alternatively can ask to see the public section of the book if it exists. Given that you don't even need to identify yourself there is no reason why this information should not be considered to be "freely available in the public domain" and hence why not place it on the internet - many cantons have projects to do exactly this, given it is Switzerland probably a fair few gemeindes/communes as well... Also note that this information wrt prices might not reflect value as there are quite a few sales that go between friends and family where the price could be inflated to ensure future tax liabilities are reduced and to create capital from nothing...

For the private you need the permission of the owner or their representative ie that you are interested in buying the property. There are also very valid reasons why you should have these rights such as if the liens are not repaid at the time of sale they remain on the property ie the seller is free and you as the buyer are suddenly endebted. Hence to ensure all liens are satisfied is a good reason to know which ones exist...
Reply With Quote
  #16  
Old 16.01.2008, 07:34
HTD's Avatar
HTD HTD is offline
Forum Veteran
 
Join Date: May 2007
Location: Zollikerberg
Posts: 816
Groaned at 24 Times in 15 Posts
Thanked 574 Times in 309 Posts
HTD has a reputation beyond reputeHTD has a reputation beyond reputeHTD has a reputation beyond reputeHTD has a reputation beyond reputeHTD has a reputation beyond repute
Re: Your online identity in Switzerland (when buying a house)

Quote:
View Post
Well, so far Switzerland at least hasn't come as far as Sweden where you e.g. can find info about your neighbours income over the Internet.
While you are on holiday in say, Sweden, with your car somebody can put the registration number into the appropriate website, find out your address and empty the house for you.

Taxable income is visible in Switzerland as well, I suspect its not viewable over the Internet because it's too much bother for the gemeinden to organise.

Hans
Reply With Quote
  #17  
Old 16.01.2008, 08:36
AbFab's Avatar
Forum Legend
 
Join Date: Sep 2006
Location: Züri Oberland
Posts: 5,469
Groaned at 261 Times in 173 Posts
Thanked 5,660 Times in 2,097 Posts
AbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond repute
Re: Your online identity in Switzerland (when buying a house)

Quote:
View Post
While you are on holiday in say, Sweden, with your car somebody can put the registration number into the appropriate website, find out your address and empty the house for you.

Taxable income is visible in Switzerland as well, I suspect its not viewable over the Internet because it's too much bother for the gemeinden to organise.

Hans
The same is true in Switzerland. The Zurich street traffic office website allows 5 free look ups of ZH number plates...
Reply With Quote
  #18  
Old 16.01.2008, 10:28
gbn's Avatar
gbn gbn is offline
Forum Veteran
 
Join Date: Dec 2005
Location: Kloten
Posts: 2,066
Groaned at 66 Times in 47 Posts
Thanked 847 Times in 486 Posts
gbn has a reputation beyond reputegbn has a reputation beyond reputegbn has a reputation beyond reputegbn has a reputation beyond repute
Re: Your online identity in Switzerland (when buying a house)

Quote:
View Post
The same is true in Switzerland. The Zurich street traffic office website allows 5 free look ups of ZH number plates...
Unless you opt out...
http://www.stva.zh.ch/internet/ds/st...=1200479224253
Reply With Quote
The following 2 users would like to thank gbn for this useful post:
  #19  
Old 16.01.2008, 14:06
Junior Member
 
Join Date: Oct 2006
Location: Zurich
Posts: 33
Groaned at 0 Times in 0 Posts
Thanked 4 Times in 4 Posts
jules_verne has no particular reputation at present
Re: Your online identity in Switzerland (when buying a house)

Quote:
View Post
I am not sure if this is the right forum (I was thinking of putting this in the house forum or complaints corner but decided for internet)

So we bought a house a while ago, and this is registered at the 'registre de foncier' of the canton. All good and well. They even have a webpage where you can query the register. This is where it gets interesting (for the somewhat technically skilled among us ). For some reason you can only query for 2 months at a time (in the 2 cantons I looked).

However queries are encoded in the url in the usual way. Using something like 'wget' and some scripting (perl, python, etc...) I can make automated customized queries and I can download all the information on what has been sold in these cantons (e.g. by incrementing my 2 months interval for example). This alone I find somewhat shocking (and interesting ). The shocking part is the information I download. It gives the address, name, birthday, birthplace seller and buyer (or the company that bought it), and in one canton also the price.

It is interesting information just to analyze and have a detailed (very detailed) view of the market in price per region and even looking at the various age groups on what they paid. Once I download all information I can even check which of my colleagues and friends recently bought something and for what price. For example I found that the persons selling the house to us, sold some more property recently. I consider this private/personal information .

I can understand these are public records and that people can retrieve them. But not by systematically downloading the whole database from
all over the world! (I checked it and i could download it from the United States)

Am I somewhat paranoid in this, but to me this feels like invasion of my privacy?

Do people know of other instances where personal information is so readily available on the net in Switzerland?

John.
John

I am surprised, as you are, about this.
Are you going to tell us the canton(s) that leak?
In Zurich one can get the buyer's name and address but nothing else as far
as I can tell, and again it is for a fee.
http://www.notariate.zh.ch/gru_for.php
And in UK price paid but not the buyer's personal details.

Thanks for the post.
Andy
Reply With Quote
  #20  
Old 16.01.2008, 14:36
Forum Legend
 
Join Date: May 2005
Location: mars
Posts: 2,572
Groaned at 4 Times in 4 Posts
Thanked 593 Times in 338 Posts
Richard has a reputation beyond reputeRichard has a reputation beyond reputeRichard has a reputation beyond reputeRichard has a reputation beyond reputeRichard has a reputation beyond repute
Re: Your online identity in Switzerland (when buying a house)

Most interesting because the name and address of number plate holders being public is a part of the road traffic law... Goes back to 1976 and has never been repealed. It does not say however that the information will be public, just that it can be public without recourse...
Reply With Quote
Reply

Tags
buying house, details, indentity, internet, personal, privacy, security


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Best places to buy Consumer Electronics shibuup TV/internet/telephone 47 04.09.2011 19:33
House buying Pedigreeman Housing in general 28 07.12.2010 14:28
buying electronics online blueshrimp TV/internet/telephone 10 28.08.2007 13:20
Tax refund when buying from French online store? zourab Finance/banking/taxation 4 10.04.2007 14:47
Experience in buying a house Craig Housing in general 4 14.01.2007 13:50


All times are GMT +1. The time now is 11:09.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2013, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0