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Old 11.07.2011, 15:47
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Phil_MCR Phil_MCR is offline
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Re: Pay into 2nd pillar whilst drawing on 3rd pillar

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You can't cash it out until you retire without paying major penalties and tax, except to buy your main residence (and NOT a secondary residence) or to permanently leave CH for a non-EU country.

That's the catch.

Tom
and if i want to use the amount to pay of the mortgage on my existing main residence, then this effectively removes the catch?

i never paid into it previously, but it seems if i can pay, ~7k into it each year now and say cash it in after, say, 4 years and use the funds to pay down my mortgage, then this would seem to be well worth doing. assuming the rules allow this.
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