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Old 27.09.2011, 18:39
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anowheels anowheels is offline
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Re: Confusion with basic insurance cover - help please,

For your pregnancy question - I think it's that you have to be covered by supplementary insurance for a year (or whatever your particular contract stipulates) before it will cover pregnancy related expenses - not basic insurance. If you arrived here 8 months pregnant, got the basic health insurance, and then went into labor, you'd be covered for pregnancy related expenses under your basic insurance - you wouldn't be allowed any supplemental cover though.

Here's an overview of what's covered by basic health insurance for maternity:

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Hi all, just wondering if someone can help me as my insurance company have so far not been able to. My son who has accidental insurance cover along with his health insurance had an accident at the park last month and a Swiss woman called an ambulance for him. We were billed the shocking amount and have paid it a few days late I have just realised, sending the bill off to insurance company tomorrow. Can they refuse to pay out because I stupidly didn't pay on time? I know they say to notify them immediately but what exactly does this mean because they have still not sent out t&c to us.

Also will they cover 50% or something different?

A separate question - we are wanting to try for a baby in now but have been here nine months and I hear you need to be insured for a year before being covered for hospitalisation etc. Does this mean that scans, tests etc will not be covered if I get pregnant before the year is up? I also will need a c-section - is this covered and by how much? Do we pay 10% of everything?

Many thanks in advance for info
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