It's mid 08, 2.0 gasoline engine, base model RAV4. I got only the part casco, animals, theft, vandalism, weather, fire...

I was hesitating for the full as my wife will be driving it (and she will be learning with me in the car) but couldn't justify 1000 per year on damages done by me. I've never done any damage to my car and will try to teach this to the wife.

It's a 3 year contract but the broker said if prices rise (and probably they will) I can change it next year.

Got to start somewhere as this is the first vehicle registered on my own name in Switzerland. Searched a lot of posts on EF and people seem to pay around 1000.- for basic, 1300.- for part and 2000.- for full casco. Not bad when you look at my figures.